Loan Processor & Treasury Assistant (Intramuros)

Loan Processing

• Explain all applicable loan charges and deductions to clients, including monthly amortizations, penalties, net loan proceeds, and documentary requirements before the release of loan proceeds.
• Ensure that borrowers, co-borrowers, and co-makers have provided all necessary documents and requirements prior to loan disbursement.
• Examine and verify submitted loan documents to ensure their completeness, accuracy, and validity.
• Facilitate the preparation, review, and execution of legal documents, including Promissory Notes (PN), Disclosure Statements (DS), Chattel Mortgages (CHM), Dacion en Pago documents, Voluntary Surrender Agreements for collateral, and Deeds of Assignment, as applicable.
• Assist clients with opening current accounts when required for loan-related transactions.
• Validate bank-issued checks to ensure that all details are correct and transactions are properly processed.

Treasury Assistance

• Accept and acknowledge payments and remittances from borrowers and collection personnel through cash, checks, and direct bank deposits.
• Issue provisional receipts to collection personnel for all payments and remittances received.
• Track and monitor issued provisional receipts, ensuring the proper documentation, safekeeping, and turnover of provisional receipt booklets.
• Facilitate the deposit of collected payments and remittances into the company's designated bank accounts.
• Transmit vouchers for released checks and post-dated checks (PDCs) to the Head Office for documentation and further processing.
• Record and update all payments, remittances, and restructured account transactions accurately in the company's system.
• Ensure that treasury records and transaction documents are properly organized, maintained, and updated.

Job Specifications

• Graduate of any four-year degree program, preferably in Business Administration, Finance, Accounting, or a related field.
• Possesses good customer service, interpersonal, and verbal and written communication skills.
• Detail-oriented, with the ability to review documents and handle financial transactions accurately.
• Demonstrates integrity, accountability, reliability, and professionalism in carrying out assigned responsibilities.
• Computer-literate, with basic knowledge of office productivity applications.
• Willing to travel and accept assignments at different branches depending on operational needs.

Basic Pay: 16,000-16,500