Junior Credit Risk Analyst LOD1

At Ayvens, progress starts with you.

Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.

We are looking for a new colleague to join Risk Team in the role of Junior Credit Risk Analyst LOD1 having contract for a fixed period, until end of February 2027. Below you may see the role’s description and in case that is of interest for you, we encourage you to apply on Junior Credit Risk Analyst LOD1 role.

Main responsibilities:

• Supports the collection, review, and verification of customer documentation for KYC and credit assessment purposes.
• Assists in financial statement reviews and basic financial ratio calculations.
• Prepares initial credit analysis files and supporting documentation under supervision.
• Supports customer onboarding activities and data entry into internal systems.
• Assists with periodic credit reviews and monitoring activities.
• Performs sanctions, adverse media, and other compliance-related checks as instructed.
• Maintains complete and accurate documentation to support audit and control requirements.
• Supports the preparation of reports and presentations for internal stakeholders.
• Participates in training activities related to credit risk, compliance, KYC, and internal procedures.
• Contributes to process improvement initiatives and administrative tasks within the team 

To be able to achieve all of this you need to know what we are looking for:

• Recent graduate or final-year student in Finance, Accounting, Economics, Business Administration, or a related field.
• Previous internship experience in banking, financial services, leasing, audit, or compliance is considered an advantage but is not required.
• Interest in credit risk management and financial analysis.
• Strong organizational and time-management skills.
• Good written and verbal communication skills
• Proficiency in Microsoft Excel and Microsoft Office applications
• Strong knowledge of the English language
• Curiosity and willingness to learn.
• Positive attitude and proactive approach.
• Analytical mindset with strong attention to detail.

Why Ayvens?  

With over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.