Senior Office, Credit Review (Business Banking Credit)

Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Credit Review (Business Banking Credit) is responsible for conducting a detailed credit analysis based on information furnished by the borrower, publicly available information, the lender's evaluation of the borrower's credit needs, and the ability to pay across a range of products against credit standards set by the organization. The Credit Review / Underwriting focus specializes in performing credit reviews of loan portfolios. May identify underwriting weaknesses and suggest changes. Develops, maintains, and evaluates portfolios for compliance to firm-wide or business unit policies and regulations. May involve credit underwriting skills and wealth management responsibilities.

Job Description

• Process new/incremental/renewal cases submitted from BU (Business Unit)
• Check completeness of submission
• Ensure policies are met
• Ensure regulatory requirements are complied with
• Perform data input into Business Credit Approval System
• Perform bank statement analysis for submissions under non-financial model product program.
• Conduct joint UAT (User Acceptance Tests) with CA (Credit Approvers) as and when there is system or rules enhancement.

Job Requirement

• Minimum 2 years of experience in Corporate Credit Analysis with SME banking experience
• Presentable, dynamic, dedicated, self-driven and highly motivated
• Strong interpersonal skills
• Strong analytical skills with good grasp of financial analysis
• Ability to understand risk drivers of the SME markets
• Excellent written and oral communication skills
• Minimum a recognized degree in Business Administration, Accountancy, Banking and Finance

Additional Requirements

Develop, Engage, Execute, Strategise

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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