Capital Planning

The Opportunity

WB Capital & Models plays a central role in the execution of the Wholesale Banking (WB) strategy. The department focuses on optimizing the WB Balance Sheet, Capital and Funding positions and acts as Business Model Owner for the WB Credit Risk Models. The department will also play a central role in the analytics and pricing of the WB Lending products.

WB Capital & Models consists of 7 teams: (1) WB Capital Management, (2) WB Capital Planning, (3) WB Reporting & Analytics (4) Expert Team Large Corporate and Financial Institutions (5) Expert Team Specialized Lending (6) Expert Team Scoping & Defaults (7) Expert Team Regulatory Transformation.

Role and responsibilities

WB Capital Planning (WB CP) establishes long-term direction and goals of the WB Balance Sheet, Capital & Funding position, as well as the definition of the long-term risk appetite. The team is pivotal in the realization of the WB Capital Velocity ambition and works in close cooperation with Sectors and Lending.

As a WB CP team member you will:

• Shape the future WB portfolio composition and profitability, considering broader bank interests such as the mix of regulatory capital, economic capital, output floor, funding, asset
• Provide insights into the WB RWA portfolio through current trends, impact analyses, and forecasts for WB Sectors and Lending, WB Balance Sheet Committee, Capital Velocity MT, Models, and Risk Management Committee.
• Set long-term WB capital planning and determine the optimal funding and capital mix, considering regulatory, economic and output floor capital, at sector and location levels.
• Represent the WB in WB RAS envelope discussions & allocation across a.o. sectors and locations; drive the envelope review process and facilitate necessary adjustments.
• Ensure understanding of WB RWA across the bank and drive alignment with the Regulatory Transformation Expert Team, Group Treasury, Finance, and Risk.
• Take an active role in loan distribution projects by setting long-term distribution strategies with Sectors and Lending at the sector and location levels.
• Manage long-term change initiatives related to balance sheet management activities.

How to succeed 

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we back you to develop into an even more awesome version of yourself. 

Rewards and benefits

We want to make sure that it’s possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions at https://www.ing.jobs/netherlands/Why-ING/benefits.htm

The benefits of working with us at ING include:

• A salary tailored to your qualities and experience
• 24-27 vacation days depending on contract
• Pension scheme
• 13th month salary
• Individual Savings Contribution (BIS), 3.5% of your gross annual salary
• 8% Holiday payment
• Hybrid working to blend home working for focus and office working for collaboration and co-creation
• Personal growth and challenging work with endless possibilities
• An informal working environment with innovative colleagues

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About us

With 60,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us. Apply today.

Questions?

Contact the recruiter attached to the advertisement for more information. Want to apply directly? Please upload your CV and motivation letter by clicking the “Apply” button.