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JOB PURPOSE

• Primary responsibility for managing the credit portfolio and overseeing risk analytics reporting across the group, including Affin Bank Berhad, Affin Islamic Bank Berhad, and Affin Hwang Investment Bank Berhad.

JOB ACCOUNTABILITIES

• Prepare, review, analyze, monitor and report all credit risk positions and credit risk profile on AFFIN Banking Group (ABG) to the Committees.

• Monitor and highlight on Bank performance and lending direction as well as compliance with regulatory and internal tolerance limits.

• Continuously assess, develop and enhance credit risk report for identifying, monitoring and reporting to respective Committees on timely basis.

• Continuously monitor data integrity in banking systems and ensure reliability for effective control and management of risk exposure.

• Stress testing of credit risk portfolio in line with BNM and ICAAP requirements.

• Monitoring and analysis of loan portfolio and asset quality; and highlight risk issues/emerging risk concerns for resolution.

• Other Ad-Hoc tasks assigned by the immediate superior/Head, Group Credit Risk Management/Group Chief Risk Officer (GCRO).

JOB REQUIREMENTS

• Bachelor’s Degree in Finance, Statistics, Accounting or related discipline.

• At least 10 years working experience in banking and risk management. 

• Relevant technical expertise in data analytics and programming tools (e.g., SAS, R, Python) and dashboard development/presentation tools.

• Professional credit certification such as CCP/CCE or any relevant certification is an added advantage.

• Good exposure in banking & risk management environment.

• Analytical and self-starter.

• Inclination – with numbers and ability to analyze in depth.

• Sound knowledge of credit policies and procedures.

• Ability to work under pressure to meet deadlines.

• Ability to interact with all levels of people.

• Familiar with BNM’s credit policy & procedures, compliance and regulatory requirements.