About the Role:

Grade Level (for internal use):

10

PURPOSE

 - The primary purpose of this position is to work within a team of credit risk and analytical development professionals. To collect and analyze credit information (both data and research) where probability of default (PD) and loss given default (LGD) scorecard models may be developed, tested for accuracy and predictive capability, and recalibrated.

- By having a full understanding of the array of existing solutions, the candidate will be responsible for the backtesting, update and maintenance efforts of the whole suite of credit risk scorecards and will provide vital technical support to clients requests, on an ad-hoc basis.

- Using a proactive approach, the candidate will help the team automating any repetitive tasks and reducing operational risks in the scorecards’ use or their update and maintenance.

- Secondary, the analyst may support other regional teams of S&P Global Market Intelligence in assessing the performance of other, statistical-based credit risk models and provide insights on best practices related to credit risk modelling.

- The day-to-day job requires substantial hands-on involvement in the backtesting, update, and maintenance of the scorecard solutions. Additionally, the candidate must have good credit risk knowledge, which will be instrumental in his/her project duties and in supporting team members in their technical knowledge development.

- The Analyst will need to work independently under tight deadlines to consistently produce high quality work, including updates to technical reference guides, scorecard user-guides, backtesting reports, and interim deliverables, for which in all cases will have full accountability.

 

KEY ROLES & RESPONSIBILITIES

- Good understanding of fundamentals of credit analysis and related qualitative and quantitative reasoning.

- Has strong attention to detail and is able to devise creative solutions to automate repetitive tasks or reduce risk of operational errors in the update and maintenance of Excel-based solutions.

- Writes all deliverables including technical sections, summaries, user-guides and backtesting reports

- May work in contact with quantitative analytical people and provide credit risk modelling expertise or leverage own quantitative skills in devising tests and updating scorecards.

SKILLS REQUIRED

- Strong knowledge of credit risk required, developed while working with Risk Management / Risk Analytics division of large bank(s), Big 4 consulting firm, credit rating agency or risk consulting firm. Minimum 4 years of work experience in credit risk domain.

 - Experience in Financial sector will be advantageous

 - Experience with credit risk model development and validation would be a plus

 - Experience with recovery analysis, CECL, LGD, credit risk consulting, PD calibration will be a plus

 - Advanced skills in Excel / VBA and experience in statistical programming languages such as Python would be preferred

 

MINIMUM & PREFERRED EDUCATION

- Two years full-time MBA (Finance)/ C.A. / M.Tech, / M.Sc

- Additional qualifications such as CFA/FRM preferred

About S&P Global Market Intelligence

At S&P Global Market Intelligence, a division of S&P Global we understand the importance of accurate, deep and insightful information. Our team of experts delivers unrivaled insights and leading data and technology solutions, partnering with customers to expand their perspective, operate with confidence, and make decisions with conviction.

For more information, visit www.spglobal.com/marketintelligence.

What’s In It For You?

Our Mission:

Advancing Essential Intelligence.

Our People:

We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values:

Integrity, Discovery, Partnership

Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits:

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include: 

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.

• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

Recruitment Fraud Alert:

If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to [email protected]. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here.

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Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.  Only electronic job submissions will be considered for employment.  

 

If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person.  
 
US Candidates Only: Know Your Rights: Workplace discrimination is illegal

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20 - Professional (EEO-2 Job Categories-United States of America), BSMGMT202.1 - Middle Professional Tier I (EEO Job Group)