Payment Services Specialist

Description

O Bee Credit Union is hiring a Payment Services Specialist to join our amazing team. This is a full-time role that plays a vital part in supporting our mission, our members, and our one-of-a-kind company culture.

What You’ll Do:

As our Payment Services Specialist you will support the Credit Union’s payment operations by processing ACH transactions, wire transfers, check files, payroll files, and payment exceptions while ensuring accuracy, compliance, and operational efficiency. This role partners with team members across the organization to resolve payment-related inquiries, support member service, manage risk, and maintain compliance with applicable regulations and industry standards.

The Details:

• Location: Lacey, WA
• Pay Range: The range for this position is $27.61-$41.42 per hour with a target range of $27.61 $34.52 per hour, depending on relevant experience and qualifications. 

Why You’ll Love Working Here:

At O Bee Credit Union, we’re deeply rooted in the communities we serve. We enjoy participating in local events, supporting community initiatives, and, most importantly, helping our members achieve financial well-being.

We believe in taking care of the people who take care of our members. In addition to competitive pay, we offer:

• Employer-paid medical, dental, and vision insurance options
• 100% 401(k) match up to 4% of your salary
• Tuition reimbursement
• Charitable Volunteer Hours
• Incentive pay for achieving individual or company goals

Responsibilities:

• Process consumer and business ACH files, including notifications of change, disputes, and returns.
• Assist team members and members with payment-related inquiries.
• Assist and process unauthorized or stop payments.
• Process daily check files, returned check files, exceptions and check adjustments.
• Handle incoming and outgoing wire transfer processes, returns, and conduct research as necessary.
• Process adjustments for shared branching transactions.
• Assist with account charge offs, debit and credit exceptions and research.
• Complete quality control tasks and account file maintenance reporting.
• Process incoming and outgoing bill payment exceptions.
• Provide research, support and collaboration with Team Members in pursuit of world class Member service.
• Maintain comprehensive knowledge of Credit Union operations, policies, procedures, products and services.
• Adhere to all relevant regulations including NACHA rules, Regulation E, etc.
• Ensure compliance with security, audit, regulatory, and privacy policies, including the Bank Secrecy Act.

Apply today and be part of something meaningful at O Bee Credit Union.

O Bee Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran.

Requirements

• Must have high school diploma or equivalent.  
• Must have a minimum of three years in a customer service role.
• Must have at least two years of experience in a financial institution. Experience in payment services is preferred.
• Must be able to pass a background and credit check. Must be bondable. 
• Experience with ACH, draft and wire processing, transaction adjustment and payments research is preferred.
• Previous Symitar experience is preferred.
• Strong written, verbal, and electronic communication skills. 
• Strong analytical, investigative, and critical-thinking skills. 
• Ability to manage multiple priorities, deadlines, and routine risk-based decisions. 
• Ability to follow established procedures while recognizing when a matter requires escalation. 
• Ability to work independently on assigned responsibilities and collaboratively within a team environment. 
• Working knowledge of payment operations and regulations.