Risk Management Intern/Co-op (Summer 2027)

Role Type:

Internship/Co-op

Work Term:

Summer/Term 3

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Pay Details:

$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Risk Management Intern

Department Overview

TD Risk Management is responsible for identifying, assessing, monitoring, and mitigating risks across the organization to support the Bank's long-term success and protect our colleagues, customers, communities, and shareholders. As a Risk Management Intern, you will have the opportunity to contribute to meaningful work while gaining exposure to one of the following areas:

• Risk Management (Operational Risk, Governance, Controls, Enterprise Risk, Model Risk, Market Risk, Credit Risk, Process Risk, Data Risk, and related functions)
• Financial Crime Risk Management (FCRM) (AML/ATF, Sanctions, Anti-Bribery and Anti-Corruption, Customer Due Diligence, Enterprise Risk Assessment)
• Compliance (Regulatory Compliance Management, Compliance Oversight, Transformation, Governance, and Control Functions)

Interns will work alongside experienced professionals, participate in real business initiatives, develop critical skills, and build a strong network across TD while contributing to a culture of care, inclusion, innovation, and collaboration.

Job Description

As a Risk Management Intern, you will support business and risk partners in delivering effective risk management, governance, compliance, and control activities across the organization. Assignments will vary based on team placement but may include:

• Supporting risk, compliance, governance, and control activities.
• Conducting research, analysis, and reporting on emerging risks, regulatory developments, and industry trends.
• Assisting with the development of presentations, dashboards, management reporting, and executive materials.
• Reviewing and analyzing business processes to identify opportunities for improvement and risk mitigation.
• Supporting projects related to business programming, strategy, regulatory compliance, risk assessments, policy implementation, and control effectiveness.
• Collaborating with stakeholders across business lines and corporate functions.
• Contributing to data analysis, documentation, process mapping, and reporting initiatives.
• Assisting with the preparation of recommendations and insights for leadership decision-making.
• Participating fully as a member of the team while fostering a positive, inclusive, and collaborative work environment.

Ideal Candidate

We are looking for highly motivated, curious, and analytical individuals who demonstrate:

• Strong critical thinking and problem-solving skills.
• Excellent written and verbal communication abilities.
• Strong attention to detail and organizational skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Proficiency in Microsoft Office applications, including Co-Pilot, Excel, PowerPoint, and Word.
• Strong analytical and research capabilities.
• Ability to work independently and collaboratively within a team environment.
• Interest in risk management, compliance, governance, financial services, or regulatory matters.
• A willingness to learn, adapt, and contribute to meaningful business initiatives.

Education & Experience

• Applicant must have current or prior TD internship experience.
• In the process of obtaining an Undergraduate degree.
• Returning to school after the work term.
• Demonstrated interest in Risk Management, Financial Crime Risk Management, Compliance, Business, Finance, Data Analytics, Public Policy, Law, Economics, or related disciplines is considered an asset.

Work Term Information

Summer 2027 Internship Term:

Monday, May 3, 2027 through Friday, August 20, 2027.

Additional Information

This is a general Risk Management internship posting. Successful candidates may be placed within Risk Management, Financial Crime Risk Management (FCRM), or Compliance teams based on business needs, candidate interests, and skill alignment.

TD is committed to fostering an inclusive and accessible workplace. Accommodations are available throughout the recruitment process for applicants who require support.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet