Junior Credit Risk Analyst

The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.

The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.

Key Responsibilities

• Review and analyze loan applications and supporting documents
• Assess borrowers’ creditworthiness and repayment capacity
• Make recommendations in line with credit policy and underwriting standards
• Liaise with Field Verification Officers and Risk Team on loan-related issues
• Ensure accuracy and completeness of loan documentation
• Maintain proper records and support process improvement initiatives

Requirements
 

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related discipline.

• 0–1 year of relevant experience in credit risk, credit analysis, loan underwriting, or a related field.

• Basic understanding of credit assessment, financial analysis, and lending principles.

• Good numerical, analytical, and problem-solving skills.

• Immediate resumption is a priority.

• Strong attention to detail and ability to interpret financial information.

• Eagerness to learn, take initiative, and develop a career in credit risk management.
  
   

 

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