Executive General Adjuster - Field Large Loss Commercial Property

Position Overview

We are seeking an experienced Executive General Adjuster (EGA) specializing in Large Loss Commercial Property claims to investigate, evaluate, negotiate, and resolve complex commercial property losses. This individual will handle high-severity, high-exposure claims involving significant property damage, business interruption, and complex coverage considerations.

The ideal candidate will have extensive field adjusting experience, a strong technical understanding of commercial property policies, and the ability to independently manage large and complex losses from initial inspection through final resolution.

This is an excellent opportunity for a seasoned property claims professional who excels in complex loss investigations, client relationship management, and delivering technically sound claim outcomes.

 

Salary

• $105,000 - $125,000+/year Based on experience
• Quarterly bonuses based off of billings
• Full medical benefits

 

Job Description:

1. Independently investigate, evaluate, and adjust complex, high-value commercial property losses.
2. Conduct on-site inspections of large commercial and industrial properties to assess damage, determine scope, and establish repair or replacement costs.
3. Manage large-loss claims involving commercial buildings, manufacturing facilities, warehouses, retail properties, habitational risks, and other complex commercial exposures.
4. Evaluate building damage, business interruption, extra expense, equipment breakdown, and other associated commercial property exposures.
5. Interpret commercial property insurance policies, including coverage provisions, exclusions, endorsements, and applicable limitations.
6. Establish appropriate reserves based on exposure assessments and ongoing claim developments.
7. Prepare detailed investigation reports, estimates, recommendations, and claim documentation.
8. Coordinate and collaborate with engineers, contractors, forensic accountants, consultants, and other industry experts.
9. Negotiate settlements with policyholders, public adjusters, attorneys, brokers, and other involved parties.
10. Maintain consistent communication with carrier clients, insureds, and other stakeholders throughout the claim lifecycle.
11. Manage litigation-related exposures and work closely with defense counsel when necessary.
12. Ensure claims are handled in accordance with applicable regulatory requirements, industry standards, and client guidelines.

 

Requirements:

• 10+ years of commercial property claims adjusting experience, preferably handling large-loss and complex commercial property claims.
• Demonstrated experience independently managing high-severity property claims with significant financial exposure.
• Strong knowledge of commercial property insurance policies, coverage analysis, and loss evaluation.
• Experience handling complex building damage, structural losses, business interruption, and time-element exposures.
• Proficiency in estimating and claims management platforms such as Xactimate, XactAnalysis, or similar systems.
• Strong negotiation, investigation, analytical, and problem-solving skills.
• Excellent written and verbal communication skills, including the ability to prepare comprehensive technical reports.
• Ability to manage multiple complex assignments while maintaining attention to detail and timely claim resolution.
• Active adjuster licenses in applicable jurisdictions, with the ability to obtain additional licenses as needed.
• Willingness and ability to travel regularly for on-site inspections and claim investigations.

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