Financial Consultant

Description

General Responsibilities

The Financial Consultant is responsible for the management of a portfolio of clients. Provide investment and retirement services by assessing, understanding and identifying clients’ banking needs and providing a wide array of wealth advice. Develops and sustains long-term relationships.

Essential Duties

• Responsible for identifying client needs and ensuring the needs are met by utilizing investments, insurance, banking or other relevant products.
• Establish and periodically update understanding of client financial needs providing sound profiling and personal financial planning analysis. Actively monitor accounts for adherence to investment and asset allocation objective and policies.
• Proactively engage potential new clients to promote and sell investment products and services.  
• Collects, maintains and analyzes pertinent client information to ensure accuracy in order to provide strategies for clients to meet their financial goals.
• Works closely with Financial Advisor assisting with applications and advising on client solutions.
• Develop a partnership with Retail Branches and Commercial Officers to maintain strong working relationship in order to maximize referrals and support cross- selling opportunities.
• Keep abreast of changing economic, legal, financial planning, investment trends and general market and business issues.
• Participate in the ongoing development of the Investment Services Program.

Requirements

Education/Training: A B.S. or B.A. degree in a related field normally required; FINRA securities license; Series 6, 63 licenses or equivalent; Pennsylvania Life and Health Insurance license; 7,65 or 66 preferred.

Skill(s): Demonstrates strong communication skills; proficient interpersonal skills including the ability to work will all levels of employees and types of customers; proficient PC skills including but not limited to Microsoft PowerPoint, Excel, and Word; proficient organizational skills; strong working knowledge of a broad range of personal financial planning/ advisory and investment management/ asset allocation concepts; experience working in a sales/ service environment; knowledge of investment support duties and regulatory requirements of the position.

Experience: At least three (3) years of related experience is normally required

Ancillary Duties

Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. At times required to stoop, kneel, bend, crouch and lift up to 25 pounds. This position requires regular use of a computer.