Credit Maintenance Analyst - Officer

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with all related team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities:

• Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities.
• Assist in preparing Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately.
• Perform intraday limit monitoring, identifying and escalating any breaches or anomalies promptly.
• Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings.
• Maintain static data for regulatory reporting.
• Interpret data, make recommendations, identify policy gaps, and assist in formulating policies.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 0-2 years of relevant experience.
• Experience in similar position or area.
• Working knowledge of industry practices and standards.
• Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain.

Education:

• Bachelor’s degree/University degree or equivalent experience.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Operations - Services

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Job Family:

Credit Maintenance

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

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