- Location
- GB
- Type
- Full-time
- Department
- Real Estate
- Closing date
- Today
- Source
- Vincere
Description
Mortgage Underwriter - Stafford · £40,000 · Permanent, full time
A long-established, member-owned building society is looking for a Mortgage Underwriter to assess residential lending cases with care and good judgement. You'll work in a small, close-knit mortgage team alongside processors and the wider lending function, owning cases from application through to offer and helping keep service levels high for members and brokers.
What you'll do
- Underwrite residential mortgage applications in line with lending policy and your mandate
- Assess affordability, credit history, income and property risk, making clear, well-reasoned decisions
- Review valuation reports and work with valuers, brokers and solicitors to resolve queries
- Handle more complex cases, including self-employed, interest-only, buy-to-let and later-life lending
- Make sure decisions meet regulatory requirements, including Consumer Duty, responsible lending and fraud prevention
- Support quality checks and feed into improvements to policy and process
- Mentor and support colleagues across the mortgage team
What you'll bring
- Experience underwriting residential mortgages, ideally at a building society or smaller lender
- Sound knowledge of mortgage regulation and responsible lending
- Strong analytical skills and attention to detail
- Confidence talking to brokers, solicitors and valuers
- A practical, member-focused approach to decision-making
- CeMAP or equivalent is desirable
Why apply
- A key role in a lender that still underwrites with a personal touch
- Real input into lending decisions and policy
- A supportive team where your experience is valued
To apply, send your CV or contact Jordan Diston at Vivo Talent: 07458 162011 · [email protected]
Skills
Underwriting