Analyst / Associate, Portfolio Monitoring and Support

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG, one of the world’s most respected financial groups, is seeking an Analyst / Associate for its Portfolio and Monitoring Team within Global Corporate and Investment Banking (GCIB) in London. This role offers you the opportunity to join a global network with over 150,000 employees and a legacy spanning more than three centuries. As part of MUFG’s commitment to integrity, responsibility, and transparency, you will play a pivotal role in supporting the business by ensuring compliance with credit policies and maintaining the highest standards of operational excellence. You will benefit from working in a supportive environment that values collaboration, knowledge sharing, and personal growth. With access to training opportunities and generous pension contributions, this position is ideal for someone who thrives in a communal setting and is eager to build lasting relationships across departments. If you are looking for a role where your attention to detail and interpersonal skills will be valued, and where you can contribute to sustainable growth for a better world, MUFG is the place for you.

• Join a globally renowned financial institution with a strong commitment to integrity, responsibility, and transparent practices, offering you the chance to work alongside knowledgeable professionals in a supportive team environment.

• Benefit from flexible working opportunities, generous pension contributions, and ongoing training designed to nurture your professional development while fostering interdepartmental collaboration.

• Play a key role in monitoring credit policy compliance and supporting both new and existing transactions, ensuring operational risks are managed effectively and reputational standards are upheld throughout the organisation.

What you'll do:

As an Analyst / Associate within the Portfolio and Monitoring Support Team at MUFG in London, your day-to-day responsibilities will centre around providing thorough support through diligent monitoring of borrower ratings, covenant set-up, condition tracking, waiver requests, and accurate reporting. You will be instrumental in reviewing transaction documentation for new deals or amendments, extracting covenants for ongoing oversight while ensuring all data is transposed correctly into internal systems. Your role involves assisting deal teams with fee notifications and accruals related to waivers under strict compliance controls. Building relationships across departments is key; you'll establish peer networks through regular stakeholder meetings that foster collaborative working. You'll also have the opportunity to drive process improvements that enhance efficiency while representing your team at internal forums. Training new colleagues both locally and internationally forms part of your remit as you help maintain high standards across the team. Success in this role requires meticulous attention to detail, responsiveness to deadlines, proactive engagement with colleagues, and a commitment to upholding MUFG's reputation for responsible banking.

• Monitor borrower ratings diligently to ensure all credit policies are adhered to without breaches or lapses in sanctions.

• Set up covenants and provide ongoing monitoring of conditions and instructions as determined by Credit Teams, reporting any breaches or outstanding covenants promptly.

• Perform accurate administrative tasks including reporting and due date control related to portfolio monitoring activities, managing operational risks efficiently.

• Review documentation for newly signed transactions and amendments, extracting covenants for monitoring while ensuring timely receipt of required information.

• Transpose data onto GCARS (Credit System) accurately according to deal specifics and bank credit policy requirements for credit applications and borrower ratings.

• Assist deal team members with fee notifications and accruals for waivers, ensuring accuracy and adherence to deadlines as stipulated by SOX controls.

• Build relationships throughout MUFG by establishing peer networks, holding regular meetings with stakeholders, gathering relevant information, and promoting effective inter-departmental collaboration.

• Seek opportunities for process enhancements that increase efficiency, accuracy, and collaborative working across teams.

• Represent the Portfolio & Monitoring Team at internal forums or working groups as required, contributing to discussions that promote more effective working practices.

• Provide training support and check the work of new or junior team members in both London and Bangalore offices.

What you bring:

• A strong understanding of banking products and systems gained through relevant industry experience within financial services or banking environments.

• Experience working within a support team where collaborative efforts are essential for achieving shared goals.

• Proven expertise in loan documentation review and covenant monitoring processes that require accuracy and attention to detail.

• Proficiency in Excel and Word enabling efficient handling of data management tasks associated with portfolio monitoring activities.

• Excellent communication skills allowing you to build dependable relationships across departments while sharing information clearly.

• A results-driven approach combined with accountability ensures tasks are completed accurately within tight deadlines.

• A proactive attitude towards problem-solving supported by structured thinking when prioritising workloads under pressure.

• Good interpersonal skills that foster trust among colleagues while promoting inclusive teamwork across international locations.

• Ability to manage large workloads calmly even when faced with challenging deadlines or pressurised situations.

• Education at A Level or equivalent relevant work experience demonstrating commitment to continuous learning.

What sets this company apart:

MUFG stands out as one of the world’s leading financial groups thanks to its rich heritage spanning over 350 years combined with a global presence across more than 50 countries. The organisation is committed to nurturing talent by providing flexible working opportunities alongside generous pension contributions, ensuring employees feel valued both professionally and personally. At MUFG integrity, responsibility, fairness, transparency, honesty and above all inclusivity, are core values embedded into every aspect of business operations. Employees benefit from ongoing training opportunities designed not only for skill enhancement but also for personal growth within a supportive environment that encourages knowledge sharing between teams worldwide. The company’s vision is clear: be the world’s most trusted financial partner by building long-term relationships with clients while serving society responsibly. By joining MUFG you become part of an organisation dedicated to fostering shared sustainable growth, a place where your contributions matter both locally in London and globally throughout its extensive network.

What's next:

If you’re ready to make an impact at one of the world’s most respected financial institutions while advancing your career in a supportive environment, apply now!

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.