- Salary
- $310k – $324k/yr
- Location
- San Francisco, CA
- Workplace
- Hybrid
- Type
- Full-time
- Department
- Product Development
- Seniority
- Senior
- Experience
- 12+ years
- Source
- Lever
Description
About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Staff Engineer is responsible for leading our technical foundation, initially collaborating with the Money - Payments teams to drive innovation, with the opportunity to work with other teams as well, taking on a mentoring role, designing scalable systems, and influencing cross-functional initiatives, in a hands-on position where they will make key technical decisions and build critical services.
Skills
PythonAWSAzureGCPMachine LearningData Science
Benefits
100% Company-funded health insurance for employee and immediate familyCompany-funded employee life and disability insurance$2,000 USD annual Co-working Travel perk$2,000 USD annual Professional Development perk$340 Monthly Commuter benefit401k Contribution of 3% of salary (up to IRS limits)Headphone benefit, home office equipment allowance and wellness perksCatered lunches20 Paid vacation days, unlimited sick leave