Credit Risk Management Analyst

Job Posting End Date

08-17-2026

Please note the job posting will close on the day before the posting end date.

Job Summary

Administers the company's enterprise risk management credit policy under supervision, including but not limited to supporting all AEP business units for moderately complex transactions and is responsible for determining the financial ability of AEP'' counterparties to deliver contracted products and services and meet payment obligations, negotiation of credit provisions for master agreements, and guaranty negotiation, execution, and maintenance to ensure best possible guaranty coverage.

Job Description

Where Putting the Customer First Powers Everything We Do!

What You'll Do:

Mitigate credit risks to preserve revenues and avoid losses while facilitating business opportunities under supervision and for moderately complex transactions.

Credit Analysis:

• Perform initial and/or ongoing quantitative and qualitative analysis of customers, suppliers, or counterparties to establish monetary limits, tenor limits, and internal ratings in relation to the purchase or sale of services and commodities.

Portfolio Management:

• Monitor monetary limits, tenor limits, and ratings for counterparties.

• Monitor industry news to assess any relevant impact on counterparties and identify potential portfolio actions.

• Perform margining and related tasks in a proficient manner.

• Maintain data integrity within the credit risk system, including counterparty, contracts, collateral, ratings, and other pertinent information.

• Judiciously manage and provide administration of collateral held or posted for counterparties, RTOs, or exchanges, including guarantees, cash, letters of credit, and surety bonds.

Reporting:

• Prepare credit risk reports for risk committees, executive meetings, and financial reporting or compliance purposes.

Contracts:

• Negotiate credit provisions for master agreements and supporting collateral documents, such as the collateral annex, guarantees, letters of Credit, netting agreements.

Other:

• Recommend and Implement strategies to improve processes and systems to assess, measure, and monitor credit risk.

What We're Looking For:

Education: Bachelor's Degree, preferably in Finance or Accounting; (Or) Associates degree, preferably in Finance or Accounting with two (2) years of experience.

Experience: Minimum three (3) years total work experience in addition to any experience noted above.

Additional Expectations:

• High level proficiency with Excel, PowerPoint, and database management tools/software.

• Excellent written and oral communication skills.

• Knowledge and/or experience in commercial and commodity transactions are desirable.

• Multi-tasking skills.

What You'll Get:

Expected Salary Range: $83,000.00-$93,000.00/Year (USD)

Compensation Data

Compensation Grade:

SP20-006

Compensation Range:

$74,551.00 - $93,188.50

The Physical Demand Level for this job is: S – Sedentary Work: Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently. (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.  

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It is hereby reaffirmed that it is the policy of American Electric Power (AEP) to provide Equal Employment Opportunity in all respects of the employer-employee relationship including recruiting, hiring, upgrading and promotion, conditions and privileges of employment, company sponsored training programs, educational assistance, social and recreational programs, compensation, benefits, transfers, discipline, layoffs and termination of employment to all employees and applicants without discrimination because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, veteran or military status, disability, genetic information, or any other basis prohibited by applicable law. When required by law, we might record certain information or applicants for employment may be invited to voluntarily disclose protected characteristics.