Underwriter

Underwriter

Job Summary

Seeking a dedicated and detail-oriented Underwriter to join a team. In this role, you will independently qualify and price new and renewal business within a specific delegated underwriting authority and territory. You will also be responsible for servicing accounts in alignment with established service standards. This position requires a strong understanding of underwriting principles, excellent analytical skills, and the ability to build and maintain productive relationships with producers.

Compensation Package

• Competitive salary commensurate with experience.
• Comprehensive benefits package, including health, dental, and vision insurance.
• Paid time off and holidays.
• Professional development opportunities and support for industry certifications.

Responsibilities

• Independently qualify and price new and renewal submissions in accordance with program underwriting guidelines and pricing directives.
• Analyze and review underwriting information, including applications, loss runs, inspections, financial reports, and supplemental applications.
• Communicate underwriting decisions to producers and maintain strong producer relationships within the assigned territory.
• Prepare and communicate underwriting approaches for large renewals and new business.
• Ensure compliance with underwriting authority, program forms, endorsements, and rating methodologies.
• Maintain accurate and complete documentation in underwriting files and adhere to quality control and state filing requirements.
• Provide instructions to Underwriting Assistants and oversee their work to ensure compliance with company guidelines.
• Monitor risk control and claims activities, and take appropriate action on transactions exceeding delegated authority.
• Support sales staff by attending agent meetings, conventions, trade shows, and agent visits as needed.
• Evaluate and compare competitor forms and coverages to maintain a competitive edge.

Qualifications/Requirements

• Bachelor’s degree in insurance, business, or a related field preferred.
• Minimum of 2 years of experience as a Property & Casualty Underwriter, or 3 years of industry experience as an underwriting assistant, CSR, or agent/agency management.
• Current property-casualty license for the state of residence (or ability to obtain within three months).
• Proven performance in underwriting or agency management.
• Strong working knowledge of commercial insurance.
• Excellent analytical and organizational skills with the ability to prioritize tasks effectively.
• Effective negotiation and research skills with a keen attention to detail.
• Proficiency in IT tools and software applications.
• Commitment to attaining or working toward AU, CPCU, ARM designation, or comparable higher insurance education.

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