Credit Analyst – Securitization - Officer

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The Credit Risk Analyst position will hold a role within the Real Estate & Structured Credit Underwriting (RESCU) team administering portfolio of asset securitization transactions across the CLO class (including BSL, MML, etc). We are looking for solid individual contributor with good problem solving and analytical thinking in the CLO space. This role will provide unique opportunities for mastering in-depth collateral and deal analysis.

In this role, you’re expected to:

• Accountability for ensuring strong analysis of the assigned portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures.

• Assist analysts and associates to perform periodic monitoring of the portfolio.

• Ensure maintenance of organized credit files for credit, regulatory and compliance purposes and ensuring compliance with WCR policies and processes.

• Analyse the credit risk by performing tasks that includes reviewing deal documents & legal documentation.

• Prepare credit approval memos analysing the risk associated with the collateral quality.

• Analyse periodic data & report for any discrepancy in the data. 

• Collect, organize and analyse data from internal and external sources.

• Enhance efficiency through automation & technical skills. 

• Maintain regular and open communication with internal as well as external team members on various tasks. 

• Understand the domain and implement quick fix solutions to align the development activities with dynamic business needs. 

• Stay abreast with the latest developments in the structured finance market and understand on their potential impact.

As a successful candidate, you’d ideally have the following skills and exposure:

• 1-3 years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor or asset management firm.

• Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources.

• Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.

• Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment.

• Pro-active disposition with ability to work autonomously and within a team.

• Creative thinker who is adept at taking an analytical approach to problem solving.

• Strong attention to detail – the candidate will have responsibility for reviewing credit agreements / legal documents to ensure that all risk and business points are covered.

• Excellent oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels.

• Strong Microsoft Office skills. Modelling experience is a plus.

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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