- Location
- Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia · published
- Type
- Full-time
- Department
- IT
- Seniority
- Manager
- Source
- Workable
Description
ABOUT US:
PolicyStreet Group is a full-stack insurance technology (insurtech) group of companies providing digital insurance solutions to businesses and consumers across Asia and Australia.
The Group operates through multiple entities across its key markets and business lines, including its insurance distribution, embedded insurance, and reinsurance arms. It partners with over 40 insurance and takaful providers globally to deliver employee benefits and group insurance solutions, insurance aggregation services, and digital infrastructure that simplifies insurance.
PolicyStreet Group is backed by leading venture capital firms Altara Ventures and Gobi Partners, as well as sovereign wealth funds Khazanah Nasional Berhad and Cool Japan Fund. The Group serves over 10 million customers with more than US$10 billion in sum insured. It was featured in the Financial Times and Statista's Top 500 High-Growth Companies Asia-Pacific 2026 list and named "Most Disruptive Insurtech in Malaysia" at the Insurance Asia News (IAN) Country Awards for Excellence 2025.
Reports to: Chief Underwriting Officer
You will lead technical underwriting and insurance solution development across RI Direct and Partnership opportunities. Your responsibilities will include risk assessment, coverage design, insurance and reinsurance structuring, and coordination of contractual implementation with Legal. You will also manage the Actuarial Manager’s priorities and delivery while preserving their professional judgment over actuarial conclusions.
WHAT YOU’LL DO:
- Lead underwriting assessments for new opportunities, identifying material risks and evaluating acceptability within approved appetite and delegated authority.
- Develop and evaluate coverage, exclusions, limits and risk allocation to create technically sound insurance solutions.
- Design insurance and reinsurance structures and assess the technical suitability of proposed insurers, reinsurers and other counterparties.
- Translate product requirements from Partnership into practical underwriting terms and insurance arrangements.
- Work with the Actuarial Manager to interpret pricing models, assumptions and sensitivity analysis, incorporating actuarial findings into underwriting decisions.
- Review policy and reinsurance wording and coordinate contractual implementation with Legal to ensure the intended coverage and risk allocation are reflected in the documentation.
- Participate in technical discussions with insurers, reinsurers, brokers and partners to resolve coverage, wording and structuring requirements.
- Establish and maintain underwriting assessment templates, technical approval records, referral criteria and underwriting guidelines.
- Monitor portfolio performance, including pricing adequacy, claims experience, exposures and emerging risks, and recommend appropriate underwriting actions.
- Report technical turnaround, rework, capacity constraints and material exceptions to the CUO, using case reviews and portfolio experience to improve underwriting practices.