Portfolio Underwriter - SME Package & Commercial Combined

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets and manage their risks.

Purpose of the role: 

To develop new and existing business and to underwrite AIG’s SME Commercial Package and Combined business in line with agreed business financial targets and metrics.

The role will involve case underwriting and handling referrals, developing new and managing existing business sources, Portfolio Management at the broker/MGA level, Project management and involvement in new product development and growth initiatives as well as developing our company underwriting standards and philosophies. 

Accountabilities for the role:

• Key broker / scheme account management including conducting portfolio reviews to drive profitable growth or where required, remediate performance.
• Handle underwriting referrals from a range of brokers, schemes and MGA’s across various different underwriting platforms.
• Work as part of a team to provide excellent underwriting service to our clients and to act as an internal referral point for staff with lower underwriting authority.
• Establish and develop relationships with key brokers and internal stakeholders.
• Become a subject matter expert on the Acturis trading platform and support product development initiatives.
• Continually look for new ways to improve the service and product and support change initiatives through to completion. Be proactive and self-motivated in implementing change.
• Work within agreed decision-making standards, limitations and authorities.
• Comply with key regulatory and risk management responsibilities.
• Take personal responsibility for career development.
• Maintain a flexible approach and adapt rapidly to changing work environments.

Experience & Qualifications Required:

• A strong Commercial Underwriting background at Company or MGA / UW Agency level.
• Experience in SME Package and Commercial Combined preferred.
• Capable of handling commercial underwriting referrals from brokers/MGA’s and junior staff with past experience of handling SME and Property and Casualty business preferred.
• Good communication skills, both written and oral are required.
• Highly numerate with ability to analyse MI and Portfolio performance data and make recommendations to improve or optimise performance.
• Ability to work across multiple projects and work streams at any one time and prioritise accordingly is highly valued.
• Competent in Microsoft office and capable of learning new underwriting and e-trade platforms.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

UW - Underwriting

AIG Europe S.A. (U.K. Branch) & American International Group UK Ltd