Intern - Credit Administration

Description

Juniata Valley Bank is excited to invite applicants for an Intern – Credit Administration position at our Main Office in Mifflintown, PA. If you want a meaningful role where you can build real-world finance skills and grow within a team that truly values you, this opportunity may be a great fit.

This Credit Administration Intern role is a non-exempt, position-based internship that starts at $16.69 per hour. You will support the Bank’s commercial lending and credit administration functions, with primary emphasis on credit underwriting, by helping evaluate the financial condition and creditworthiness of prospective and existing borrowers and by assisting with portfolio monitoring, reporting, and lending presentations.

At JVB, our culture is rooted in the 4C’s—Capable, Committed, Connected, and Caring—and we create an environment where employees feel supported, respected, and empowered to grow. This internship is a chance to learn from experienced credit professionals, see how credit decisions are made, and explore a career in banking. Employees are able to apply for openings internally before positions are advertised externally.

What You’ll Do Most of the Time:

· Review data on prospective and active borrowers, such as financial statements, agency reports, and interview and investigation sheets

· Analyze financial statements, cash flow, collateral, and industry trends to evaluate the short- and long-term prospects of borrowers and assess credit risk in accordance with bank policy

· Document financial analysis work thoroughly, including ratios and related information

· Assist in preparing reports on the status of the Bank’s loan portfolio

· Assist with preparation for Board Loan Committee and other lending presentations

· Support the Bank’s appraisal review function as needed

· Assist in facilitating customer transactions and monitoring customer relationships as needed

Help ensure credit analysis activities support sound lending practices and comply with Bank policies, procedures, and regulatory requirements 

If you enjoy analytical work, value a positive work culture, and want to develop your skills in a setting that supports long-term growth, this Credit Administration Intern role offers a rewarding opportunity.

Applying is simple. Visit www.jvb.bank, click Careers at the bottom of the page, then select Open Positions, which will direct you to our partner site to select the position and complete the application. We look forward to considering you for our Credit Administration Intern opening!

Job Location: Main Office – all floors, Mifflintown, PA 17059

Equipment/Machines:

Computer

Biz Hub (Printer, Copier, Scanner)

Telephone

Calculator

Requirements

Education/Training:

• Successful completion of at least one year of post-secondary education in Accounting, Finance, Economics, Mathematics, or related field

 Experience: Entry-Level Position