- Location
- AME (Amsterdam - Maple), Netherlands
- Type
- Full-time
- Seniority
- Senior
- Source
- Workday
Description
The Integrated Risk Oversight (IRO) department within Integrated Risk provides independent second‑line oversight on quantitative credit risk topics and securitisation‑related regulatory requirements across ING. Operating at the heart of Group Risk, the department ensures consistent interpretation and application of regulatory standards, strong model governance, and effective quantitative controls across all portfolios and business lines.
The SRT Oversight (SRTO) team provides independent second‑line oversight of SRT securitisations, combining expertise in credit risk, securitisation, regulatory risk, and quantitative analysis. As a key interface between first line, senior management, and supervisory stakeholders, the team plays a critical role in ensuring that SRT transactions are sound, transparent, and aligned with regulatory expectations.
The team supports, advises, and challenges the first line on regulatory model changes, model usage, and quantitative assumptions underpinning SRT transactions, capital outcomes, and supervisory submissions, ensuring model‑driven outcomes are robust, transparent, and well controlled.
Your role
In this senior position, you will act as a trusted advisor and credible challenger from day one, combining deep regulatory expertise with strong analytical thinking to ensure robust, compliant, and well‑governed risk decisions across complex SRT transactions.
What you will do
Independent Challenge (2LoD)
Lead the design and continuous enhancement of policies, controls, and regulatory frameworks in the SRT space
Translate regulation (among others CRR, Securitisation Regulation) into clear, practical, and implementable guidance for stakeholders
Analytical Review
Assess legal documentation and transaction structures for regulatory alignment
Connect regulatory requirements, models, and risk outcomes to identify inconsistencies, weaknesses, and improvement opportunities
Forward-Looking Insight
Identify control gaps, emerging risks, and regulatory impacts
Proactively drive improvements in the 2LoD oversight approach and contribute to the strategic development of the SRT framework
What you bring
Master’ degree in prudential regulatory field
6+ years of relevant experience with a proven track record in financial risk, preferably within securitisation or prudential regulation
Deep knowledge of CRR, SECR, and regulatory frameworks
Strong analytical and conceptual mindset, with the ability to translate complex topics into clear insights
Proven ability to challenge constructively and influence senior stakeholders
Experience with risk frameworks, policy, or governance
Why join us
Work at the centre of Group Risk, shaping high‑profile SRT transactions and their capital impact across the bank
Direct visibility and interaction with senior management and supervisory stakeholders, giving your work immediate impact and recognition
A role with real influence, your challenge and advice directly shape risk decisions, frameworks, and regulatory outcomes
Join a highly specialised team of experts combining regulatory, quantitative, and structuring expertise in a collaborative environment
Opportunity to further deepen your expertise in securitisation, regulatory capital, and quantitative risk topics at Group level
A dynamic environment with complex transactions and evolving regulatory expectations, offering continuous intellectual challenge
Strong focus on professional growth, with opportunities to expand both your technical expertise and stakeholder influence
Flexible working conditions and an international environment based in Amsterdam
Rewards and benefits
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.
The benefits of working with us at ING include:
25-28 vacation days depending on contract
Pension scheme
13th month salary
8% Holiday payment
Hybrid working
Personal growth and challenging work with endless possibilities
An informal working environment with innovative colleagues
About us
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Questions?
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Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.