Sr. Finance Analyst, Client Incentives Operations

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

The Client Incentive Operations team are responsible for managing Client Incentive agreements for clients in the Asia Pacific region. We ensure compliance with contractual terms and determine the accounting treatment of each incentive deal and conformity with US GAAP and local tax requirements. We use lean/six sigma process methodologies to provide benefits to our stakeholders regarding quality, cost and schedule associated with our work.
The Client Incentive Operations Sr. Financial Analyst is responsible for overseeing the execution and optimization of client incentive programs, ensuring that they are aligned with Visa's strategic objectives and compliance requirements. The ideal candidate will have extensive experience in operations management, and a deep understanding of the payments industry. This role offers an outstanding opportunity to be part of a dynamic group that is instrumental in crafting the future of AI in the finance and accounting function. 

The ideal candidate has a strong understanding of US GAAP, solid analytical and problem-solving skills, and ability to improve processes utilizing GenAI. Success in this role requires collaboration across teams, a strong sense of ownership, and the ability to execute with urgency.

Key Responsibilities:

• Manage accounting and reporting for client incentive agreements, ensuring compliance with US GAAP and internal policies
• Review contracts to determine appropriate financial treatment and monitor incentive performance
• Assist in redesigning financial processes to identify inefficiencies and automating routine tasks such as journal entries and reconciliations
• Leverage tools such as Power BI and AI models to streamline processes and drive efficiency
• Lead or support system and process enhancement initiatives (e.g., ORMB improvements)
• Partner with cross-functional teams (Finance, Sales, Legal, Compliance) to ensure alignment and operational effectiveness
• Apply structured problem-solving approaches (Lean/Six Sigma) to improve quality, controls, and turnaround time
• Deliver insights through data analysis to support decision-making and business outcomes

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field (CPA or MBA preferred)
• 8+ years of experience in finance/accounting/financial operations, preferably within the payments or financial services industry
• Strong understanding of accounting principles (US GAAP) and financial controls
• Experience with process improvement, automation, or system implementation in finance functions
• Proficiency in data analytics and automation tools (e.g., Power BI, Excel, modern AI tools)
• Experience leveraging automation and AI enabled tools to enhance accounting processes, analysis, and reporting
• Solid analytical and problem-solving skills with attention to detail
• Ability to manage projects and drive initiatives across teams
• Strong communication skills and ability to work with diverse stakeholders in a fast-paced environment
• Proactive, accountable, and comfortable working in a fast paced and dynamic environment
• Highly accountable, proactive, change oriented

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.