- Location
- Mumbai Capital, India
- Department
- Sales
- Seniority
- Manager
- Education
- Master
- Source
- Workday
Description
Job Description:
What You’ll Do
- Manage a portfolio focused on recourse commercial real estate transactions within the Wealth Management division.
- Partner directly with Relationship Managers and product specialists -and, where required, with clients- to understand credit requirements and optimize risk structures. Provide detailed risk analysis, communicate decisions promptly and transparently and clearly document approval conditions.
- Monitor the portfolio to identify emerging risks promptly and assess how global, regional, and local market events could affect individual exposures and the portfolio as a whole. Maintain satisfactory portfolio quality by managing risk concentrations and limits within approved risk appetite and in accordance with applicable policies and regulations.
- Work with both internal and external auditors to ensure that audits progress smoothly and any issues raised are resolved promptly. Support any ad hoc projects assigned.
- Maintain strong credit and operational discipline by ensuring that trades are properly booked and recorded, covenants and conditions are monitored on time, credit terms are documented accurately, and risk-reporting systems contain complete, timely, and accurate information.
How You’ll Lead
- Provide leadership, guidance, and mentorship to colleagues at different levels of seniority, strengthening the team’s commercial real estate expertise and supporting continued professional growth.
- Set clear objectives and strategic priorities for yourself and assigned resources, ensuring alignment with departmental and bank-wide goals.
- Drive continuous improvement in processes, analytics, and reporting capabilities.
Skills You’ll Need
- Extensive relevant experience in commercial real estate, including recourse analysis, together with strong analytical skills and experience in corporate credit risk assessment.
- Understanding of a broad range of Wealth Management investment, lending, and derivative products.
- Familiarity with legal documentation and credit-risk considerations, including risk-mitigation features.
- Strong written and verbal communication skills, including the ability to produce concise, decision-ready credit reports.
- An open mindset and respect for constructive challenge and differing stakeholder perspectives.
Skills That Will Help You Excel
- Strong analytical judgment and the ability to make independent decisions, explain the supporting rationale, and defend conclusions when challenged.
- Team-oriented, flexible, and self-motivated, with a strong commitment to delivering high-quality work.
- Ability to work effectively across cultures and personal styles, build strong partnerships with a range of stakeholders, and deliver high-quality work under pressure and within deadlines.
- Preferred qualification: a bachelor’s or master’s degree in engineering, mathematics, economics, statistics, finance, or a related field; an MBA is also valued.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your skills and experience
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
How we’ll support you
- Training and development to help you excel in your career
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.html
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
