Analyst – Credit and Transaction Management Specialized Services

Job Description

What is the opportunity?

Working in Global Credit under the Credit and Transaction Management Specialized Services team, you will be responsible for the administration and management of RBC Capital Market’s portfolio of borrowers, which includes multinational and other large corporate lending relationships.

What will you do?

• Upkeep and maintain credit, transactional and trading limits in the bank systems. Submit and approve administrative transaction requests as required and permitted under the Delegated Authorities provided by the Chief Risk Officer
• Monitor client’s compliance to the terms and conditions of loan and other agreements.  Review credit agreement terms and ensure they are correctly reflected in the Bank’s systems and that all credit documentation is accounted for and reviewed on a timely basis (e.g. credit agreements, amendments, waivers, security documents).
• Assist with audit (internal and external) and/or regulatory related requests. 
• Leverage artificial intelligence and seek opportunities to more efficiently manage day-to-day tasks and/or projects. 
• Collaborate with the various stakeholders to identify specific areas for possible efficiency evaluation and provide recommendations to streamline credit processes.
• Build and maintain strong business relationships with Corporate Banking, Global Transaction Banking, Global Credit, Risk Management, Ratings and Monitoring Team, Global Loans and Administration, Internal and External Audit.
• Complete Annual Reviews and/or Credit Regularizations of existing credit relationships which are to be completed in a timely fashion and maintaining a high quality of work.
• Other projects & assignments as required, including portfolio and/or audit related reviews that require analytical, research, strategic and problem solving skills. Completion of ad-hoc projects and other duties in order to support the team’s planned and unplanned demands.
• Take ownership of a Specialized role/task as assigned.
• Monitor receipt of reporting covenants for RBC CM’s corporate clients.

What you need to succeed?

Must have

• We are looking for someone with strong organizational skills, attention to detail, and demonstrated research capabilities.
• Familiarity with AI tools and concepts is a plus and will be increasingly valuable as the role evolves to streamline ongoing database updates.
• Strong analytical, credit and technical competencies including a sound knowledge of credit related products.  
• Minimum Undergraduate degree in the field of Business, Accounting, Economics, Commerce, or a related field.
• Highly motivated self-starter and strong work ethic where accuracy, a keen eye for details, and thoroughness is paramount.
• Professional written and verbal communication skills
• Ability to prioritize, handle multiple tasks under pressure and meet time sensitive deadlines.
• 1-3 years work experience in a related field, including database management, banking or corporate lending experience, finance and/or risk management.
• Ability to read and understand complex legal documents (e.g. loan agreements, security documents, internal credit memo’s).
• Ability to work effectively within a team environment and to interact at all levels within a large organization.

Nice to have:

• Proficiency in Artificial Intelligence applications
• Proficiency in visual data related applications or dashboards, ie Tableau. 
• Proficiency in advanced excel / VBA.

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Leaders who support your development through coaching and managing opportunities 
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-09-02

Application Deadline:

2026-09-17

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

$75,000.00 - $100,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.