Self Employed Mortgage Adviser

Mortgage Adviser

OTE: Realistic First Year Earnings: £60,000-£80,000+

Location: Remote, based in Welling or the surrounding areas, ideally within 1.5 hours of Welling for monthly team meetings.

About the Company

We are working with a directly authorised, whole-of-market specialist mortgage and property finance firm with a strong reputation for handling both straightforward and complex cases.

The business covers a broad range of lending, including residential, high-net-worth, first-time buyer, new build, buy-to-let, bridging, commercial, development, self-build and renovation finance. This gives advisers the opportunity to work across a diverse client base and develop their expertise beyond standard residential mortgages.

The company has built strong relationships with high-street lenders, specialist lenders and private banks, allowing advisers to access a wide range of solutions for their clients. Alongside mortgages, the business also offers protection and insurance, creating further opportunities to generate income and provide a complete service to clients.

As the business continues to grow, it is expanding its team of self-employed Mortgage Brokers and offers a strong support structure, including high lead volumes, dedicated in-house administration, marketing support, compliance guidance and access to specialist expertise.

Salary & Benefits

• Self-Employed Opportunity
• Realistic OTE: £60,000 - £80,000+ with uncapped earning potential
• High-Earning Commission: Competitive commission splits of 55%–80% on self-generated business, increasing with performance. Company-provided business paid at 40%.
• Keep More of Your Fees: Retain 100% of your broker fees and conveyancing income, giving you greater earning potential from every case.
• High-Quality Leads: Access to a strong flow of pre-qualified leads through Meta campaigns and organic web traffic, no need to rely solely on cold calling.
• Full Admin Support: Dedicated administrators manage your cases from submission through to completion
• Marketing & Lead Generation: Ongoing marketing support and guidance to help you build and grow your own client bank.
• Whole-of-Market Access: Full access to high-street, specialist, BTL, bridging and development finance, with full DA status.
• Specialist Case Support: Support with complex and higher-value cases, helping you expand into specialist finance and increase your income per case.
• Training & Mentoring: Ongoing coaching, product training, lender updates and access to experienced advisers.
• Smart Technology: Modern CRM and broker systems, with AI-powered tools being introduced to streamline compliance, fact-finds, document checks and applications.
• Supportive Compliance: A dedicated compliance function designed to support your growth.
• Flexible Working: Remote working with monthly team meetings at Welling, Kent office.
• Growing Adviser Community: Join a supportive network of 40+ advisers, with opportunities to share knowledge and build valuable industry connections.
• Low-Cost Infrastructure: CRM, licences and support included, with a £245 monthly fee after your first 6 months.

Working Hours:

• Fully Remote
• Completely flexible schedule with no set working hours required
• Remote working with monthly team meetings at Kent office

Desired Experience:

• Previous experience as a Mortgage Adviser or Mortgage Broker is essential
• Full CeMAP qualification preferred
• CAS (Competent Adviser Status) preferred
• Open to advisers at different stages of their career, from developing brokers through to experienced specialists
• Self-motivated, driven and confident working independently
• Tenacious and resilient, with a strong focus on achieving results
• Client-focused with excellent communication and relationship-building skills
• Specialist experience in areas such as bridging, commercial, land, self-build or subprime would be advantageous, but is not essential

Responsibilities & Duties:

• Provide professional mortgage advice across a wide range of lending solutions
• Advise clients on residential, buy-to-let, commercial and specialist mortgage products
• Build long-term relationships with clients and professional introducers
• Convert high-quality enquiries into completed mortgage business
• Maintain accurate client records and ensure all advice complies with FCA regulations
• Continue developing professional relationships that contribute to the firm's long-term success

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