Portfolio Analyst & Underwriting Assistant

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

TRICOM was founded in 1989 by a group of industry professionals who felt there was a better way to meet the payroll funding, payroll processing, accounts receivable finance and full back-office service needs of the staffing industry.  We are a dynamic company committed to growth and continually striving to exceed client expectations.  If you are looking for a long-term career opportunity with a very strong employee centric and close-knit culture, then TRICOM is the place you want to be.  

Why join us?

• You’ll work with multiple departments within TRICOM on an on-going basis, meeting amazing people along the way.

• We strive on teamwork to ensure we all are successful with our daily processes and tasks.

• Chances to learn and grow through new initiatives and multi-tasking.

What You'll Do:

The Portfolio Analyst & Underwriting Assistant monitors, analyzes, and protects TRICOM’s portfolio of receivable collateral by managing and assisting in the collection of our staffing client’s accounts receivables; while maximizing accounts receivable performance, minimize and prevent delinquencies and bad debt write-offs. Acts as the support person to the Chief Credit Officer for the business development team.  Processes and performs various support duties pertinent to meeting the needs of our clients and development of new business.

• Timely, effective and professional client communication and customer Accounts Receivable collection activities using appropriate persuasion, negotiation, follow-up and problem-solving skills.  Assist, educate and guide clients in effective accounts receivables management, trend analysis, collection techniques and TRICOM expectations and protocol through appropriate analysis of risk criteria present in the assigned portfolio of accounts receivable.

• Compile required documents and information for client annual contract review. Draft new contracts and/or amendments as direct by the Chief Credit Officer.

• Pull business and personal credit reports and other required documents to complete loan files in underwriting. Based on underwriting review decisions, draft the appropriate contractual document.

• Review and assemble contract files for completeness, accuracy and compliance standards. Communicate orally and draft concise written communication and loan files using appropriate spelling and grammar.

Qualifications:

• 0-3 years of experience in business-to-business accounts receivable collection and or cash application experience preferred but not required

• Experience in a variety of banking function

• Prior loan underwriting experienced preferred

• Associate’s degree or equivalent

• Advanced computer skills

Benefits:

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

Compensation:

The estimated annual salary range for this role is $42,000-$60,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills, and experience.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life.  To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success.  Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.