Associate, Product Controller - Credit Europe

What is the Opportunity?
As an Associate, Product Controller - Credit Europe, you are a Product Control team member covering the business function for the Asset Backed Securities, Credit Loan Originations and Credit Europe desk.

All responsibilities carried out in accordance with Code of Conduct, RBC Values and Guiding Principles ensuring adherence to Privacy principles.

** Please note: while this role is based in Toronto, it involves covering a UK-based desk, hence there would be a 6:30am start time **

What Will You Do?

• Provide an effective link between Front Office (FO), & Financial Control, bringing sound product knowledge into the arena, so that any disagreements in daily P+L are resolved on a timely basis & ultimate P+L agreement with FO is achieved, evidenced & logged.

• Responsible to produce daily desk P&L including commentaries

• Justification of P&L via daily risk-based decomposition, utilizing the Greeks and new trade analysis

• Reconciliation of P&L to traders estimates

• Ensure integrity of the banks books & records via reconciliation and attestation

• Sound understanding of product flows, trade bookings accounting treatments, providing support in detailed investigations on FOBO reconciliation activities

• Reporting of consolidated results to senior management including appropriate valuation adjustments

• Production of ad-hoc reporting and analysis required by Front Office and senior management including deep dive on P&L, Balance Sheet analysis, and other financial analysis

• Ensure the Product Control team and stakeholders are immediately aware of revaluation issues that may affect downstream activity.

• Ensure PC remains and is seen to be an independent control function

What Do You Need to Succeed?
Must-Have:

• Bachelors degree or equivalent with relevant experience in finance/controls or process improvement.

• Good understanding of financial reporting, Audit compliance, and financial systems.

• Excellent analytical, organizational, and problem-solving skills.

• Ability to manage multiple priorities and support executive-level requests.

• Strong communication skills for interacting with senior management and stakeholders.

Nice-to-Have:

• Canadian financial institution business/transaction knowledge.

• CFA, obtained or working towards

What’s in It for You?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• Opportunities to do challenging work

Job Skills

Accounting, Business Analytics, Financial Accounting Systems, General Ledger Administration, Group Problem Solving

Additional Job Details

ROYAL BANK PLAZA, 200 BAY ST:TORONTOTorontoCanada37.5Full timeOFFICE OF THE CFORegularSalaried2026-07-302026-08-13

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.