WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join
As a key member of our Corporate Banking team, you'll play a vital role in managing credit risk for our corporate clients. You'll work closely with relationship managers to assess creditworthiness, identify potential risks, and develop strategies to mitigate them. It's a challenging and rewarding role that requires strong analytical skills, attention to detail, and excellent communication skills.

How you succeed
To succeed in this role, you'll need to stay up-to-date with market trends, regulatory requirements, and industry developments. You'll work closely with cross-functional teams to identify and assess credit risks, and develop effective risk management strategies. Your ability to analyze complex data, think critically, and communicate effectively will be essential in driving business growth while managing risk.

What you do

• Evaluate credit applications, ratings, and transactional approvals for existing and new large corporates from TMT sector across the Bank’s global network.

• Provide credit decisions / approvals on credit propositions/ reviews, temporary excesses and transactional exceptions within authorized lending authority limits.

• Work with Relationship Managers to ensure all credit transactions are in accordance with the Bank’s credit policy, credit underwriting standards and risk appetite.

• Monitor developments in the TMT sector and maintain proactive oversight of allocated portfolios and clients from a client-specific, sub-sectors and country perspectives. Work closely with business units to identify early warning signs and provide timely & sound credit risk mitigation strategies for potentially weak credits for early remediation.

• Perform targeted portfolio reviews in response to events/developments that may have an adverse impact on the overall credit quality of exposures, portfolios and formulate action plans to minimize / manage risks identified.  

• Provide thought leadership and risk guidance for new business initiatives with a view to develop credit and policy guidelines. Undertake ad-hoc tasks/ projects as may be required from time to time, including active participation in change initiatives to drive efficiency.

• Support, coach and mentor relationship managers and team members, fostering a strong and collaborative work environment.

Who you are

• University degree with at least 15 years of credit with banking experience in managing a portfolio of large corporates within the TMT sector.

• Good knowledge of ESG and the impact/opportunities on corporates across the TMT sector.

• Strong credit/risk assessment and analytical skills with proven ability to work independently and as part of a credit risk team.  

• Good understanding of loan documentation and credit processes.

• Excellent communication and stakeholder management skills, with an ability to clearly articulate and defend credit views to business counterparts and senior management.

Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.