Senior Account Credit Manager

There are over 7 billion people on this planet. And by 2050, there will be 2 billion more... many moving into urban centers at an unprecedented rate. Making sure there is enough food, fiber and infrastructure for our rapidly growing world is what we're all about at John Deere. And it's why we're investing in our people and our technology like never before! Here the world's brightest minds are tackling the world's biggest challenges. If you believe one person can make the world a better place, we'll put you to work. RIGHT NOW.

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John Deere is an equal opportunity employer, including disabled & veterans.

Primary Location: United States (US) - Iowa - Johnston

Function: Financial Services (CA)

Title: Senior Account Credit Manager - 123756

Onsite/Remote:Onsite Position

## Your Responsibilities

As a Senior Account Credit Manager for JD Financial Worldwide Headquarters located in Johnston, IA, you will be:

• Performing detailed credit underwriting of large, complex customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies.
• Spreading and consolidating of financial statements.
• Determining appropriate finance product and structure.
• Establishing internal guidance levels (IGLs).
• Recommending alternative financing structures, presenting credit recommendations to higher credit authority/credit committee, etc.

VISA Sponsorship is NOT Available for this position.

## What Skills You Need

• Production ag background
• Experience with the John Deere dealer network
• Strong demonstrated ability in financial statement analysis
• Familiarity with CreditLens
• Strong familiarity with the John Deere Financial Risk Rating system and guidance
• Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology
• Experience collaborating with internal stakeholders such as sales, collections, etc
• In depth knowledge of John Deere Financial product offerings
• Ability to travel up to 25% based on business needs

## What Makes You Standout

• Credit underwriting experience
• Demonstrated ability in financial statement analysis, including but not limited to, balance sheets, income statements/tax returns, statement of cash flow, etc
• Relationship building experience
• Account management experience
• Negotiating and conflict resolution skills

## Education

Ideally you will have a degree or equivalent related work experience in the following:

• Bachelor Degree in Accounting, Finance, Business Management, or AgriBusiness or equivalent work experience

What You'll Get

At John Deere, you are empowered to create a career that will take you to where you want to go while working in an inclusive team environment. Here, you'll enjoy the freedom to explore new projects, the support to think outside the box and the advanced tools and technology that foster innovation and achievement. Additionally, we offer a comprehensive reward package to help you get started on your new career path, including:

• Flexible work arrangements
• Highly competitive base pay
• Savings & Retirement benefits (401K and Defined Contribution)
• Healthcare benefits with a generous company contribution in the Health Savings Account
• Adoption assistance
• Employee Assistance Programs
• Tuition assistance
• Fitness subsidies and on-site gyms at specific Deere locations
• Charitable contribution match
• Employee Purchase Plan & numerous discount programs for personal use
• Vacation and Holiday Pay

$93,324.00 - $139,980.00 + Benefits

Follow this link to learn more about our Total Rewards Package https://bit.ly/3XCd8fL

Must be 18 years of age or older to apply

The information contained herein is not intended to be an exhaustive list of all responsibilities and qualifications required of individuals performing the job. The qualifications detailed in this job description are not considered the minimum requirements necessary to perform the job, but rather as guidelines.

The terms of the applicable benefit plans, and all company actions administering or interpreting these plans, continue to control. Deere & Company reserves the right to suspend, amend, modify, or terminate the Plan(s) in any manner at any time, including the right to modify or eliminate any cost-sharing between the company and participants. Changes, which can be made at any time, are made by action of the company's board of directors, or to the extent authorized by resolution of its board of directors, or by the Deere & Company Compensation Committee. In the event of a conflict between the language of the official Plan Documents and this document, the language of the official Plan Documents will control.

ACA Section 1557 Nondiscrimination Notice

The John Deere Health Benefit Plans for Salaried Employees and The John Deere Benefit Plan for Wage Employees comply with applicable Federal civil rights laws and do not discriminate on the basis of race, religion, color, national origin, sex, age, sexual orientation, gender identity or expression, status as a protected veteran, or status as a qualified individual with disability.