Loan Specialist I

Join Our Team!

The City of Saint Paul’s Planning and Economic Development department is seeking a detail-oriented and customer-focused professional to join our team as a Loan Specialist I. In this role, you’ll help residents navigate home loan programs by reviewing applications, explaining program requirements, coordinating loan documentation, and supporting loans through closing. This is a great opportunity for someone who enjoys working with people, managing detailed financial information, and helping residents access resources that support housing and strong Saint Paul neighborhoods.

Here's what you can expect to do:

• Review and process home loan applications, including gathering and evaluating financial, credit, and other required information.
• Work directly with applicants to explain loan programs, eligibility requirements, processes, and next steps in a clear and helpful way.
• Prepare and coordinate loan packages, including reviewing supporting documentation and bids and submitting completed packages for approval.
• Coordinate loan closings and documentation, ensuring completed loans and home mortgages are accurately transmitted to the appropriate agencies.
• Maintain accurate loan records and prepare reports to track loan activity, meet program requirements, and support effective program administration.

For more information and essential functions, see our Loan Specialist I job description. 

Our Benefits: We offer competitive wages, and a variety of excellent benefits, including health insurance, retirement contributions and paid vacation and sick time.

Equity, Inclusion and Belonging: The City of Saint Paul is dedicated to dismantling systemic racial, cultural, and economic barriers that prevent people from fully enjoying and participating in our community and ensuring fairness in opportunities and outcomes for all individuals. At the City of Saint Paul, we want our workforce to reflect the diverse city that we serve. Our leaders are guided by an unapologetic equity agenda, which promotes the belief that true equity is building a city that works for all of us. We encourage you to apply as we are most interested in finding the best candidate for this job. 

High School Diploma or General Education Development (GED) Certificate and fifteen (15) college semester credits in real estate, housing, or financial management courses acceptable toward an Associate Degree's in Financial Management, Real Estate and Appraisal, or a related field.

Must have one (1) year of experience as a Loan Assistant or equivalent or as a loan officer in a bank or lending agency.  Each additional year of qualifying experience may be substituted for five (5) college semester credits. 

Must possess and maintain a valid Minnesota Class D Driver's License, or equivalent out-of-state driver's license. 

1. Submit a City of Saint Paul online application by the closing date.
2. Upload the following required document(s) via the online application system. You will not be able to submit your application without the document(s) attached.  (Zip files and web links will not be accepted. Each uploaded attachment is limited to 10MB.) 
   • A resume

First time applying online? Read our How to Apply Online Guide.

Need technical support? For help with the online application, please call 1-855-524-5627.

Assessment: Qualifications Rating

The Qualifications Rating is an assessment of your completed application and answers to the Supplemental Questionnaire. Be as specific and detailed as possible in completing your application and questionnaire. You must submit your completed application and supplemental questionnaire by the application deadline.

Open Job Posting: This posting is open to anyone who meets the position requirements. 

Eligible Lists Created from Open Job Posting: You must receive a score of 75% or higher to pass the assessment and be considered for the position. Non-promotion eligible lists typically are pass/fail and promotion eligible lists are typically ranked. If the open eligible list created contains a veteran, one open list will exist. When there are no veterans remaining on the eligible list (i.e. hired, withdrawn) from an open list that also contains promotional candidates, two lists will be created: one open list and one promotion list. If two lists exist, the promotion list must be exhausted before the open list is considered. 

Final Selection Process: Those who pass will be placed on an eligible list for approximately six months and all will be notified of their status. A Hiring Manager will consider those applicants eligible for hire. You will be notified if you are invited to participate in the final selection process which may include an interview, job simulation, work sample submission, or other evaluation method. 

Pre-Employment Screening: This position requires a driver’s license check and a background check which may include criminal history, and employment history as a condition of employment. Candidates will be required to submit proof of education to Human Resources upon conditional job offer, if qualifying with education.

Human Resources Contact Information:  
Michelle LeBow at 651-266-6519
E-mail: [email protected]

The City of Saint Paul encourages individuals to apply for positions regardless of criminal history.

Veteran’s Preference: If you are a veteran and would like to receive Veteran’s preference in accordance with MN Statute 197.455, you must submit a photocopy of your DD214 preferably at time of application. Click here for more information.

Equal Employment Opportunity Statement: The City of Saint Paul is an equal opportunity/affirmative action employer. Veterans, women, persons of color, members of the LGBTQIA+ community, and individuals with disabilities are strongly encouraged to apply.