Vice President, Credit Analyst, Corporate Banking

Company: 1201 UOB Hong Kong

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Key Responsibilities

• Engage and support in deal origination
• Perform periodic credit reviews
• Prepare Credit Application Summary (“CAS”) / Executive Summary (“ES”) packages including

a) Risk Evaluation (structure, financial, industry, security)
b) Yield justification
c) Generation of CAS, credit rating, rating summary and obligor table in CMT

• Review Credit / Compliance checklists to ensure regulatory and internal requirements are met which include

a) HKMA Checklist
b) Annual Review Checklist
c) ESG Checklist
d) Covenants Tracking Worksheet
e) DSCR computation (including IPRE)

• Letter of Offer (LO) to facilitate line implementation

a) Review LO and/or supporting documents
b) Review letters to external counsels (for security documents) or LO drafted by external counsels
c) Attend to queries on LO by customer

Job Requirement

• Degree in Accounting/Finance/Business Admin or relevant concentrations
• At least 8 -10 years credit analysis experience in corporate banking sector, i.e. local blue chips | red chips | mid-cap
• Sound credit and business knowledge in corporate banking space
• Language proficiency in English I Mandarin I Cantonese
• Strong at analytical/ logical presentations
• Self-motivated, detail-minded and customer focused
• Holder of ECF on Credit Risk Management (CRM) accredited by The Hong Kong Institute of Bankers (HKIB) is preferred

Additional Requirements

Develop, Engage, Execute, Strategise

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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