Sr. Specialist, Consumer Loan Closing

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Responsible for preparing and reviewing early disclosures and loan closing documents for Real Estate secured loans in accordance with FNBO credit policy and federal regulations. Assemble, prepare and verify closing documents during the completion of all applicable unsecured and secured loan applications. Support and maintain positive relationships with peers, lenders, personal bankers, vendors and business partners in support of loan processing functions. Collect, compile, identify and gather required loan documentation to satisfy closing requirements and set proper Earliest Closing Dates per regulations. Request title, appraisal, trust review and flood reviews on loan transactions per the credit decision. Collect loan documentation to support accurate balancing of the Settlement Statement. Prepare new disclosures as applicable according to final credit decision and calculate new hold times if needed. Ensure bankers are kept up to date on the status of their loans. Conduct pipeline review daily and take full accountability to see file to completion in a timely manner.

About This Role:

 

• Build and review Consumer loan disclosures daily within 3 days of application.
• Build and review Consumer loan documents daily.
• Ensure documents comply with loan regulations and are prepared according to the conditions outlined in the credit decision or worksheet.
• Ensure pipeline is worked daily. Be proactive in handling the clearing of conditions to ensure a timely closing.
• Exhibit professional behavior and promote positive working relationships.
• Demonstrate independent decision-making, problem resolution skills and critical thinking skills.
• Understand and adhere to all bank policy, laws and regulations applicable to role.

The Ideal Candidate for This Role:

 

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation:

 

Compensation range (base pay): $41,116.00-$65,787.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment:

It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance

• 401k, With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

For additional information regarding compensation and benefits, e-mail FNBO at [email protected]. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20261282

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.

Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

Click here to download 'EEO is The Law' Self-Print Poster

Click here to download 'EEO is The Law' Supplement for Federal Contractors

Click here to download 'EEO is The Law' GINA Supplement

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days.  Job postings may come down prior to 5 calendar days based on volume of applicants.