Mortgage Loan Originator Assistant

At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work.

We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions.

Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities.

Job Description:

Location: Watertown, SD
Shift: M-F 8am-5pm 
Job Schedule: Full-Time
Company: First PREMIER Bank

About the Role

Responsible for assisting lenders and mortgage leaders in a variety of capacities to achieve department goals. Assists with daily production and management of the assigned loan pipeline.

Job Duties and Responsibilities

Essential duties and responsibilities include the following. Other duties may be assigned.

• Manage assigned loan pipeline and provide quality control which includes but not limited to: completing client applications, processing loan denials, determining pre-qualification standards, completing disclosures, writing loan narratives, locking interest rates, and preparing in-house loans for management approval. 
• Provide timely and professional written and verbal communication internal and external stakeholders.
• Responsible for operational excellence and regulatory compliance, ensuring residential lending portfolio is compliant with regulatory requirements.
• Provide daily support to ensure timelines are met, service standards are exceeded, workload priorities are established, and problems/exceptions are resolved in a timely manner.
• Schedule appointments and prioritize sensitive matters for lender or leadership calendar.
• Maintain comprehensive and accurate records including but not limited to minor accounting expense reports, monitory and ordering inventory, meeting materials, and reports and data analysis.

Skills and Qualifications 

• Attention to detail, analytical and problem-solving skills.
• Strong organizational skills with the ability to multi-task and manage simultaneous high priority projects and tasks while maintaining a high degree of confidentiality.
• Ability to work independently with a strong attention to detail.
• Strong verbal and written communication skills to coordinate with loan officers, underwriters, customers, investors, and management.
• Ability to take initiative and resolve issues in a timely manner.
• Willingness to quickly adapt to changing regulations, investor overlays, work as a team and become proficient quickly.
• Ability to work independently, handle stress, exercise self-control, adhere to company policies, and procedures.
• Ability to build rapport and trust quickly with various stakeholders.
• Bachelor’s degree in business, finance, or a related field preferred.
• Minimum of 3 years of mortgage experience preferred.
• Strong knowledge of mortgage lending processes and regulatory requirements required.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various Career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more