Bank Relations & Institutional Funding (VP/SVP)

Moladin is seeking an execution-driven SVP/VP of Bank Relations & Institutional Funding to lead and scale our capital strategy, banking partnerships, and debt facility pipeline across our automotive fintech and multi-finance platform.

This role combines strategic debt capital sourcing with direct operational involvement in bank relationship management, facility structuring, treasury optimization, and regulatory alignment. The position serves as the primary executive liaison for 3rd-party commercial banks, institutional lenders, multi-finance partners, and external auditors to ensure seamless capital allocation and liquidity for Moladin's lending operations.

Responsibilities

• Act as the primary executive lead in establishing, negotiating, and maintaining strong strategic relationships with 3rd-party commercial banks, multi-finance partners, and institutional debt lenders in Indonesia.
• Directly manage the end-to-end negotiation, structuring, drawdown, and covenant monitoring for debt facilities, joint-financing (pembiayaan bersama) arrangements, and warehouse lending lines.
• Serve as the primary liaison for all banking-related, statutory, interim, and specialized external audits, coordinating directly with Big 4 or major accounting firms to ensure audit readiness and swift resolution of findings.

Requirements

• Bachelor’s degree in Accounting, Finance, or a related quantitative discipline.
• Demonstrated experience in directly negotiating, managing, and maintaining credit facilities, debt structures, or joint-financing partnerships with 3rd-party commercial banks and institutional lenders in Indonesia.
• Experience in Financial Governance and OJK regulatory frameworks is a plus.
• 10+ years of progressive financial leadership experience in banking relations, corporate finance, or treasury management.
• Direct operational experience within Fintech, Multi-Finance (Perusahaan Pembiayaan), SME/Commercial Banking, or High-Growth Tech in Indonesia.
• Execution-oriented mindset with high bandwidth for both strategic facility structuring and field-level operational details.
• Uncompromising professional integrity and strict commitment to governance standards.
• Professional fluency in both English and Bahasa Indonesia (written and verbal) required for formal regulatory interface, banking negotiations, and investor management.

About Moladin

Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit https://moladin.com