Software Engineer II

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Software Engineer II

Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview
The Mastercard Payment Networks team is looking for a Software Development Engineer to drive our customer experience strategy forward by consistently innovating and problem-solving. The ideal candidate is passionate about the customer experience journey, highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset.

Key Responsibilities
• Develop and maintain high-quality, scalable applications with a strong focus on design, code quality, and maintainability.
• Build backend services using Java (17+), applying core Object-Oriented principles, SOLID practices, and standard design patterns.
• Contribute to development of microservices-based applications using frameworks such as Spring Boot and foundational event-driven concepts.
• Translate well-defined requirements into efficient and reliable technical implementations.
• Work collaboratively with cross-functional teams to ensure smooth integration and successful delivery.
• Develop and deploy solutions in a CI/CD-enabled environment (e.g., PCF or similar cloud platforms).
• Implement appropriate data persistence solutions (RDBMS, NoSQL such as Cassandra) based on application needs.
• Follow coding standards, quality practices, and program guidelines to ensure clean and reliable code.
• Participate in Proof of Concepts (PoCs) and technology evaluations with guidance from senior engineers.
• Identify issues during development and testing phases, and contribute to timely resolution.
• Communicate progress, challenges, and technical details effectively within the team.
• Actively participate in Agile ceremonies and contribute to team commitments.
• Collaborate closely with peers and demonstrate strong teamwork and ownership.
• Support and mentor junior developers when required, while also driving continuous self-learning.
• Stay updated with emerging technologies and development practices.

All About You
• Strong foundation in Full Stack or Backend development with a passion for building quality software.
• Good understanding of Java, Spring Boot, and modern application development practices.
• Exposure to event-driven architecture and distributed systems concepts is an advantage.
• Experience working on online / real-time systems.
• Familiarity with CI/CD practices and tools.
• Working knowledge of database technologies including RDBMS and NoSQL (e.g., Cassandra).
• Exposure to cloud platforms (e.g., PCF or similar) and digital-native architectures is desirable.
• Strong problem-solving skills with the ability to learn quickly and adapt.
• Effective communication and collaboration skills.
• Basic mentoring capability and willingness to support team growth.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.