Real Estate Review Appraiser

Overview

The Real Estate Review Appraiser plays a crucial role in overseeing the appraisal ordering and review processes to ensure alignment with the Bank's policies and regulatory standards. The Appraiser independently evaluates appraisal reports and applies professional appraisal judgment to assess valuation conclusions, identify material concerns, and determine compliance with applicable appraisal standards and guidelines.  Principal Duties & Responsibilities

 

• Independently conduct technical and compliance reviews of appraisal reports, applying professional appraisal judgment to assess valuation conclusions and ensure appropriate documentation for the Bank’s records.
• Evaluate valuation concerns with fee appraisers and collaborate on developing well-supported market values for lending purposes.
• Address and resolve appraisal-related inquiries and issues with Relationship Managers, Underwriters, and other appropriate personnel.
• Assess appraisal reports for adherence to Uniform Standards of Professional Appraisal Practice (USPAP), applicable federal guidelines, including FIRREA and Interagency Guidelines, Bank policies, and generally accepted appraisal standards.
• Analyze appraisals to determine whether relevant factors impacting property values, including size, location, market conditions, and physical property condition, are adequately addressed.
• Communicate appraisal review findings, valuation concerns, and conclusions clearly and thoroughly.
• Collaborate with Loan Specialists, Underwriters, and Credit Analysts to uphold appraisal compliance, independence, and accurate valuation.
• Monitor market trends and conditions and consider their impact on appraisal evaluations and property valuations.
• Maintains compliance with appraisal risk governance requirements and participates in regulatory examinations and internal/external audits related to collateral valuation activities.
• Perform additional duties and responsibilities as assigned.

Qualifications

• 5-7 years commercial property appraisal and /or review experience for financial institution or private sectorKnowledge of Real Estate Appraisal Theory and Application.
• Experience with and proficiency in discounted cash flow (DCF) valuation software applications such as Argus Enterprise or Rockport Val.
• Working knowledge of artificial intelligence (AI) tools and their practical application in real estate appraisal, research, analysis, and report preparation.
• Critical thinking and problem-solving skills to analyze appraisal information and identify and resolve valuation concerns.
• Organizational skills, including a high level of accuracy and attention to detail.
• Effective oral and written communication skills sufficient to convey details regarding appraisals and processes.
• Word processing and spreadsheet skills sufficient to produce spreadsheets with basic formulas and business correspondence.
• Ability to independently apply professional appraisal judgment with accuracy and accountability.
• Ability to recognize deficiencies in appraisal and evaluation reports, as well as changes in market trends and conditions.

Education

• Bachelor's Degree in Business, Real Estate and/or;
• An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree. Certifications:
• Must hold an active State Certified General Appraiser license and be actively pursuing the MAI designation. 

Special Instructions to Candidates

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

 

Interview Guidelines

To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information. 

 

Applicants who require a reasonable accommodation to participate in the interview process should contact [email protected] in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.