Commercial Lines Underwriter - Texas (REMOTE)

Commercial Lines Underwriter - Texas

Job Summary

Seeking a skilled and motivated Commercial Lines Underwriter to join a team. In this role, you will evaluate and determine the acceptability of new applications, renewals, and endorsements for commercial lines of insurance. You will play a critical role in assessing risks, ensuring compliance with company underwriting standards, and fostering strong relationships with agents.

Compensation Package

• Salary: $90,000 - $95,000 annually
• Benefits: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.

Responsibilities

• Evaluate new applications, renewals, and endorsement requests for commercial lines of insurance, including commercial fire, general liability, workers’ compensation, fleet auto, and business owners’ policies.
• Assess risks and determine insurability based on property/operations characteristics, physical and moral hazards, and other relevant factors.
• Recommend risk improvements and select appropriate policies while determining pricing using individual risk and experience premium modification factors.
• Secure facultative reinsurance for applicable risks in alignment with company guidelines.
• Maintain up-to-date knowledge of commercial insurance underwriting practices, state/local statutes, and laws.
• Provide education and training to agents by presenting technical and corporate information on commercial insurance issues.
• Collaborate with marketing and claims personnel to review agency performance and foster improved agency relationships.
• Communicate effectively with internal and external stakeholders, including state regulators, reinsurers, agents, and co-workers.

Qualifications/Requirements

• Minimum of 3 years of commercial lines underwriting experience.
• In-depth knowledge of commercial lines products and coverages.
• Strong communication and customer service skills.
• Bachelor’s degree is strongly preferred.
• Supplemental insurance education/designations are a plus.
• Experience with independent agency distribution and knowledge of agency relationships in the servicing area.
• Familiarity with target industries such as contracting, auto service/repair, restaurants, and small businesses/BOP is advantageous.

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