VP, Credit Risk Management

About Us:
Huatai International Financial Holdings Company Limited (“Huatai International” or “the Company”), is the only overseas wholly-owned or controlled subsidiary of Huatai Securities. Huatai International is the Huatai Group’s international arm which plays as a crucial role in the group's internationalization strategy by:
a) not only providing offshore capital market services (and a global business platform) but also provides onshore clients with valuable cross-border capital market services (aligned with the mainland China government’s policies and commercial intentions);
b) actively making use of Huatai Securities’ leading position, distribution network and customer base in mainland China;
c) integrating on a global basis across many jurisdictions and regions, a successful and fully integrated international financial platform with innovative financial services solutions.

Huatai International operates as a holding company for consolidating all of the group’s cross-border businesses and companies under one umbrella, offering a truly unified and international business platform. In recognition of such international strength, the renowned international rating agency Standard and Poor’s has assigned Huatai International a “BBB+” rating (for long term) and “A-2” (for short-term).

Key Responsibilities

• To have independent credit risk judgment for structured finance business
• Support team capacity building to address increasing business complexity, geographic coverage, and transaction volumes
• Work closely with business teams to enhance risk evaluation, particularly in an environment where sales teams may have limited due diligence capabilities
• Prepare risk assessment reports and valuation models of structured finance business
• Conduct post-investment quantitative risk analysis regularly including ECL, Stress Test and ad-hoc tasks
• Monitor early warning indicators to identify changes to projects by being current with industry and economic trends and market information
• Prepare regular and irregular reports on related risks of structured finance projects

• Conduct case-by-case on-site due diligence for corporate clients to support credit approval processes

Requirements

• Master’s degree or above in Finance, Economics, Accounting, Risk Management, Financial Engineering, or a related discipline
• At least 8 years of experience in credit risk management, corporate banking, FICC, or investment banking preferred
• High level of risk awareness and sensitivity, with sound judgment and analytical thinking
• Professional qualifications such as ACCA, CFA, FRM, CPA, or equivalent are highly preferred
• Familiarity with AI-driven tools and applications, with proficiency in data analysis tools such as Python is an advantage