Loan Officer - St. Louis Area

While a specific degree or background is not required, this role is highly competitive and intended for individuals with established experience. We place greater emphasis on candidates with relevant expertise, such as direct sales and a proven track record in pipeline management, including the use of key metrics.

About The Role:

In this position, you’ll be assisting Veterans and Service Members navigate one of the biggest financial decisions of their lives—buying a home. As a Loan Officer at Veterans United, you are the trusted guide from start to finish. You are not just structuring loans, you are educating borrowers on how VA loans work, setting expectations, and walking them through every step of the process with confidence and care.

Our Loan Officers are supported by industry leading technology designed to remove friction from the loan process and give you time back where it matters most. By automating manual tasks and simplifying how loans move through the system, our tools allow you to focus your energy on building trust, understanding borrower needs, and creating strong relationships starting with the very first call.

This role balances high touch service with performance driven results. Our marketing team provides a strong pipeline of interested borrowers, so most of your outreach is to Veterans who have already raised their hand. It is fast paced and demanding, but deeply rewarding knowing the work you do helps Veterans achieve homeownership.

Want a career where your effort truly pays off? In this base plus commission role, Loan Officers can earn over $85K in their first year, grow to approximately $200K+ by year three, and reach over $300K by year five. Earning potential is uncapped, with top performers earning well over $500K.

Here’s a snapshot of what you’d be doing:

• Engaging with borrowers to understand their goals and providing clear, expert guidance so they feel informed, confident, and ready to move forward.

• Leveraging online systems and digital tools to review credit and identify the best loan solutions for reach borrower.

• Guiding borrowers through the loan process by clearly explaining options, rates, and terms.

• Managing loan files from application through closing while keeping borrowers informed every step of the way.

• Collaborating closely with internal and external partners to ensure a smooth, high quality loan experience.

One important thing—you’d need to be NMLS licensed (but we can help you get that when you start).fv

About You:

• Challenge Seeking:  You demonstrate grit and resilience, thriving in a fast-paced and evolving environment.

• Accomplished Adapter:  You embrace change, learn quickly, and creatively solve problems as processes and technology evolve.

• Efficiency Expert:  You manage your time and pipeline effectively, using tools and metrics to stay organized and productive.

• Growth Minded:  You welcome feedback, continuously learn, and apply new knowledge to improve performance.

• Master Communicator:  You communicate clearly and confidently, delivering a high level of service to borrowers and teammates.

• Team Player:  You thrive in a collaborative environment and contribute positively, even under pressure.

• Integrity First:  You operate with honesty and transparency, always doin what is right for the borrower and the team.

About Us:

We’re all about helping Veterans and military families become homeowners. In two short decades, we closed over 500,000 VA Loans and became the #1 VA lender for homebuyers in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day: Be Passionate and Have Fun, Deliver Results with Integrity and Enhance Lives Every Day. We always strive to provide friendly service to military homebuyers and their families. And we always seek to lift up people and communities across the country.

We’re so glad you’re here checking out this opportunity! If this role gets you excited but you’re worried you don’t check every box – don't sweat it. We’re more interested in what you can bring to the team than a perfect checklist. If you’re passionate, driven, and ready to make a difference, we’d love to hear from you. Come as you are, and together we’ll create something amazing. 

Interested? Apply Today!

Learn more about Veterans United on Glassdoor and our career site at  vu.com/careers

Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.