Examiner-in-Charge (Financial/Credit Examiner III) - DORA: Division of Banking Hybrid
State of Colorado
·2 days ago
- Salary
- $6k – $8k/mo
- Location
- Denver, CO, CO, US
- Workplace
- Hybrid
- Department
- Finance
- Education
- PhD
- Source
- GovernmentJobs
Description
Hybrid Workplace Arrangement:
Although this position will be designated under the department’s hybrid workplace program, it will still be required to report to the department office on a scheduled basis and at the discretion of the supervisor, based on business needs.
This announcement may be used to fill multiple vacancies.
The Department of Regulatory Agencies (DORA) is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado.
Consumer protection is our mission.
DORA values and promotes diversity, supporting a workplace that is inclusive of people from different backgrounds and experiences; creating an environment that is reflective of our communities; promoting positive relationships; and putting forth unique perspectives to fulfill our mission.
Employer-sponsored RTD EcoPass, with offices located at Civic Center Plaza, above the RTD Civic Center station and just a few blocks from RTD light rail.
Extensive work-life programs such as flexible schedules, training and professional development opportunities on a wide variety of subjects, and more!
Employee wellness programs, including the Colorado State Employee Assistance Program (CSEAP), which provides free, confidential counseling services.
Bike-to-work programs, including access to storage lockers and bike racks.
Flexible retirement benefits, including a choice of the PERA Defined Benefit Plan or the PERA Defined Contribution Plan, plus optional 401K and 457 plans.
Medical and Dental Health Insurance for employees and optional coverage for their dependents.
Life Insurance for employees, and optional coverage for their dependents.
Paid Time Off, including 11 paid holidays.
Short- and long-term disability coverage.
Tuition assistance program.
The Division of Banking (DOB) within DORA is responsible for the regulation of state chartered commercial banks, trust companies, and state licensed money transmitters; holds charter and license application hearings and issues rules and regulations affecting regulated institutions; conducts examinations of state chartered institutions and licensees; works closely with the Federal Reserve Bank and the Federal Deposit Insurance Corporation in the regulation of commercial banks and certain federally insured trust companies; and, is responsible for the enforcement of the Public Deposit Protection Act to protect public entity deposits held by state and national banks. The examinations unit exists to serve and protect the public interest by promoting a safe and sound financial institutions industry.
Position: SCA 2062
This position is responsible for regulating and reporting on the safety and soundness of trust companies and trust departments of banks by planning, organizing, and managing assigned examination personnel; supervises the preparation of the report of each examination; ensures the examination is thorough, complete, and places full responsibility of this activity on the assigned person. This position independently evaluates the adequacy, effectiveness, and the efficiency of the systems within a financial entity and the quality of ongoing operations. The position provides reasonable assurance that bank/trust company assets and fiduciary assets are safe guarded, information is timely and reliable, and that errors/violations are corrected promptly to safeguard the public interest.
Duties include, but are not limited to:
- Determining examination objectives/areas of review;
- Setting priorities that ensure the completion of the assigned task within the allotted time;
- Contributing to the development of subordinate staff by ensuring trainees receive assignments to further their professional development;
- Preparing and reviewing complex examination work papers ensuring that the depth of review by assigned staff is sufficient to accurately assess the institution’s condition as well as support the examination ratings and conclusions reached in the written report;
- Providing interpretations of rules and regulations to examiners and institution management during the examination;
- Communicating examination findings with trust company and bank management and/or the board of directors;
- During the exit meeting, communicating overall conclusions and recommendations that support the preliminary examination rating;
- Addressing strengths and weaknesses noted and recommending corrective action when necessary and appropriate;
- Addressing management concerns and responding to the audience’s questions;
- Interpreting banking/trust statutes, rules, policies, and procedures to ascertain the institution’s compliance therewith, and citing violations of federal and state laws and regulations when appropriate;
- Interviewing and investigating all areas of the bank and trust company with employees and officers;
- Performing off-site monitoring on a caseload of commercial banks and trust companies each quarter.
MINIMUM QUALIFICATIONS (MQs):
There are two ways to qualify for this position: 1) Experience OR 2) A Combination of Education and Experience
Option 1: Experience
- Eight (8) years full-time professional* work experience in a financial institution, domestic state or federal commercial bank or trust company, and/or with a state or federal banking regulatory body;
- Of the eight (8) years of professional* work experience, at least one (1) year must include leading teams, including distributing and assigning work, ensuring timeliness, and accuracy of work performed, and being accountable for the work product of other team members.
Option 2: A Combination of Education AND Experience
- Associate’s Degree and Experience: Graduation from an accredited college or university with an associate’s degree in accounting, business administration, economics, finance, statistics, or a field of study related to the work assignment; AND
- Six (6) years full-time professional* work experience in a financial institution, domestic state or federal commercial bank or trust company, and/or with a state or federal banking regulatory body;
- Of the six (6) years of professional* work experience, at least one (1) year must include leading teams, including distributing and assigning work, ensuring timeliness, and accuracy of work performed, and being accountable for the work product of other team members.
OR
- Bachelor’s Degree and Experience: Graduation from an accredited college or university with a bachelor's degree in an associate’s degree in accounting, business administration, economics, finance, statistics, or a field of study related to the work assignment; AND
- Four (4) years full-time professional* work experience in a financial institution, domestic state or federal commercial bank or trust company, and/or with a state or federal banking regulatory body;
- Of the four (4) years of professional* work experience, at least one (1) year must include leading teams, including distributing and assigning work, ensuring timeliness, and accuracy of work performed, and being accountable for the work product of other team members.
Document this experience in your application IN DETAIL, as your experience will not be inferred or assumed. Part time experience will be prorated.
SUBSTITUTIONS:
- Partial credit toward the degree requirement will be given for completed college/university coursework that did not result in a degree. A master's or doctorate degree from an accredited college or university in a field of study related to the work assignment will substitute for the bachelor's degree requirement.
*Professional work involves exercising discretion, analytical skill, judgment, and personal accountability and responsibility for creating, developing, integrating, applying, and sharing an organized body of knowledge that characteristically is: uniquely acquired through an intense education or training regimen at a recognized college or university; equivalent to the curriculum requirements for a bachelor's or higher degree with major study in or pertinent to the specialized field; and continuously studied to explore, extend, and use additional discoveries, interpretations, and applications and to improve data, materials, equipment, applications, and methods.
Preferred Qualifications:
- Demonstrated professional* experience working in a state government agency or in a banking/finance industry.
- Demonstrated professional* experience working in a commercial banking or trust company environment performing risk management and/or examinations.
- Demonstrated experience in interviewing and investigating all areas of the bank or trust companies with employees and officers.
- Demonstrated experience in interpretation and application of the Non-depository Trust Company Rating System & Uniform Interagency Trust Rating System.
- Trust experience including three (3) years as an examiner in charge of trust department and/or trust company examination.
- Demonstrated professional* supervisory experience, including reviewing and evaluating work produced by subordinates to provide feedback and coaching when appropriate.
- Certified Public Accountant (CPA), certified Anti Money Laundering (AML), and/or Certified Fiduciary and Investment Risk Specialist (CFIRS).
Required Competencies: The following knowledge, skills, abilities, and personal characteristics are required competencies and may be considered during the selection process (including examination and/or interview):
- Demonstrated written communication skills, including the ability to convey information to various stakeholders in a clear, accurate, and concise written manner;
- Demonstrated verbal communication skills, including the ability to effectively convey information to audiences in a concise manner;
- Demonstrated attention to detail;
- Demonstrated critical thinking and analytical skills, including having the ability to evaluate information in order to apply knowledge and to decide on the most appropriate course of action;
- Sound judgment and the confidence to make decisions on a routine basis;
- Demonstrated problem-solving skills, including the ability to review and analyze information in order to find solutions;
- Customer service skills, including the ability to maintain communication and work diplomatically with difficult customers;
- Demonstrated interpersonal skills, including the ability to collaborate and maintain relationships with various stakeholders and work as part of a team;
- Demonstrated creativity and flexibility, including the ability to adapt to shifting priorities and additional work assignments in a fast-paced work environment;
- Organizational skills, including prioritizing, planning, and time management in order to meet deadlines;
- Leadership skills, including the ability to effectively lead a team, delegate tasks, and cultivate a respectful and successful workplace environment;
- Demonstrated the ability to educate and train staff members, including explaining processes and procedures;
- Ability to represent the department and the Division of Banking in a positive, professional and objective manner, and support a positive workplace environment;
- Demonstrated ability to understand and abide by workplace principles, practices and behaviors as internally identified and defined by the division and department;
- Demonstrated ability to read, understand, interpret, apply, and explain laws, rules, policies, and procedures;
- Ability to travel independently, including work in-office, as required by business needs and scheduled by the supervisor;
- Integrity and high ethical standards;
- Accountability, reliability, including attendance;
- Ability to maintain confidential, controversial, or sensitive information;
- Self-starter, including the ability to work independently, learn new processes, utilize own knowledge and that of supervisor, and complete work with minimal supervision;
- Demonstrated professional demeanor;
- Knowledge and understanding in the use of PC software applications including Microsoft Office (Access, Word, Excel, etc.), and Google Suite (Doc’s, Sheets, Slides, Calendar, etc).
Conditions of Employment: Candidates who fail to meet the conditions of employment will be removed from consideration.
- The successful passing of a reference check and/or, if required, a background check.
- A reference check may include but is not limited to: contacting previous and current supervisors to verify employment and discuss performance, a review of the personnel file, a review of the performance record, a review of job-related public information,etc.
- The type of background check depends on the job duties of the position, and can include a review of any criminal record, credit report, and/or driving record.
- Ability to travel independently, including work in-office, as required by business need and scheduled by the supervisor.
- This position requires the ability to travel up to 50% of the time, including staying over weekends when required; and the ability to transport equipment, including, but not limited to, laptop computers, printers, manuals, and supplies.
PLEASE READ - Required Application Materials
Interested individuals must submit the following online:
1. A completed State of Colorado Application (log-in to your current NeoGov account or create a NeoGov account to complete the online application). Note: Incomplete applications, including incomplete work history sections or "see résumé," "see attachment," or "see addendum" statements, will not be accepted in lieu of a completed application form.
2. A current email address on your application, as all communication pertaining to this position will be conducted via email. Please set up your email to accept messages from [email protected] and ‘@state.co.us’ addresses, and check your email often. Note: The department cannot guarantee the successful delivery of email, including incorrect filtering into junk mail folders.
3. A detailed cover letter, explaining how you meet the required competencies and how your accomplishments, qualifications, skills, areas of expertise, personal characteristics, etc. make you a good fit for this position; you may also attach additional documents that demonstrate this.
Comparative Analysis Process: Structured Application Review
Part of, if not the entire, comparative analysis process for this position will involve a review of the information you submit in your application materials; Therefore, it is paramount that in the experience portion of your application and cover letter, you describe the extent to which you possess the education, experience, and competencies outlined in the job announcement as well as the required and/or preferred qualifications/competencies. You are also encouraged to attach additional documents to that effect. Failure to include adequate information or follow instructions may affect your score and prevent you from competing in subsequent measures used to arrive at a top group of applicants.
Part of the comparative analysis process and/or the interview process may be conducted through remote video conferencing (i.e. Google Meet, Zoom, etc.)
Veterans’ Preference: Candidates who wish to assert Veterans’ Preference should attach a copy of their DD214 to their application. Failure to do so will result in being denied Veterans Preference.
PLEASE NOTE: Former State Personnel System employees who were disciplinarily terminated or resigned in lieu of termination must disclose this information on the application. Colorado Revised Statutes require that all state employees be hired and promoted through competitive examination of merit and fitness. Failure to include the required information, failure to follow instructions, and/or failure to submit materials by the application deadline may result in your application not being considered for the position and may affect your score or inclusion in the final pool of qualified candidates.
The State of Colorado strives to create a Colorado for All by building and maintaining workplaces that value and respect all Coloradans through a commitment to equal opportunity and hiring based on merit and fitness.
The State is resolute in non-discriminatory practices in everything we do, including hiring, employment, and advancement opportunities.
ADAAA Accommodations: DORA is committed to the full inclusion of all qualified individuals. As part of this commitment, our agency will assist individuals who have a disability with any reasonable accommodation requests related to employment, including completing the application process, interviewing, completing any pre-employment testing, participating in the employee selection process, and/or to perform essential job functions where the requested accommodation does not impose an undue hardship. If you have a disability and require reasonable accommodation to ensure you have a positive experience applying or interviewing for this position, please direct your inquiries to our ADAAA Coordinator, at [email protected].
Check out our excellent benefits package!
THIS ANNOUNCEMENT MAY BE USED TO FILL MULTIPLE VACANCIES
While a salary range is posted for this position, an eventual salary offer is determined by a comprehensive salary analysis, which considers multiple factors including but not limited to education and experience compared to others in the organization doing substantially similar work.
Appeal Rights:
If you receive notice that you have been eliminated from consideration for this position, you may file an appeal with the State Personnel Board or request a review by the State Personnel Director.
An appeal or review must be submitted on the official appeal form, signed by you or your representative. This form must be delivered to the State Personnel Board by email, US Mail, faxed or hand-delivered within ten (10) calendar days from your receipt of notice or acknowledgment of the department’s action.
For more information about the appeals process, the official appeal form, and how to deliver it to the State Personnel Board go to spb.colorado.gov or refer to 4 Colorado Code of Regulations (CCR) 801-1, State Personnel Board Rules and Personnel Director's Administrative Procedures, Chapter 8, Resolution of Appeals and Disputes, at spb.colorado.gov under Rules.
HOW TO APPLY: Thank you for your interest. Submit an on-line application by clicking the link below or submit a State of Colorado Application for Announced Vacancy and all supplemental questions according to the instructions provided below. Failure to submit a complete and timely application may result in the rejection of your application. Applicants are responsible for ensuring that application materials are received by the appropriate Human Resources office before the closing date and time listed above.
IF NOT APPLYING ON-LINE, SUBMIT APPLICATION TO:
Only online applications will be accepted for this position.
DEPARTMENT CONTACT INFORMATION:
Thanh Pham: [email protected]
METHODS OF APPOINTMENT: Appointment to the vacancy or vacancies represented by this announcement is expected to be from the eligible list created. However, at the discretion of the appointing authority, the position(s) may be filled by another method of appointment for a valid articulated business reason.