Credit Analyst

Are you looking for an opportunity to turn your ambition and your people skills into a rewarding career with an industry leader? Join our team at American Tire Distributors! As the nation's premier tire distributor, ATD’s coast-to-coast distribution network provides approximately 80,000 customers across the U.S. and Canada with rapid and frequent delivery of high quality tires, custom wheels and shop supplies. 

   

Position Description: 

Conducts credit analysis and portfolio reviews to assess the financial health of individual and grouped accounts. Oversees risk evaluation for accounts facing financial distress to mitigate potential losses. Manages and monitors accounts involved in bankruptcy proceedings to ensure compliance and recovery efforts.

Key Responsibilities

• Analyze US customer accounts to help mitigate ATD’s financial risk
• Review accounts that have exceeded established credit limits, provide customer credit worthiness using D&B reports, sales history, and customer payment history to aid in vetting requests for increased credit and/or payment terms
• Provide management with recommendations based on analytics
• Support bankruptcy notices and work with the Credit Risk Manager and Legal to administer correct steps in the process
• Manage all communication with the 3rd party collection agencies
• Participate in and lead/drive process improvement projects
• Support other directives as prescribed

Competencies
Qualifications

• High School or GED degree
• 2 years of related experience preferred

Skills

Physical Demands/Working Conditions

Physical Demands Category: Office

Physical Demands/Work Environment/Travel Requirements:
• Physical demands: While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle or feel objects, tools or controls; reach with hands and arms; climb stairs; balance, stoop, kneel, crouch or crawl; talk, hear, taste and/or smell; the employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.
• Work environment: While performing the duties of this job, the employee is exposed to weather conditions prevalent at the time. The noise level in the work environment is usually moderate.
• Travel required: As required by the position.

Our people are passionate about what they do, the product they sell, and the customers they serve. If you're looking for an opportunity to be a part of a work family that values collaboration, innovation and dedication, we're the right company for you.

Build a challenging and rewarding career with us!

American Tire Distributors is an Equal Opportunity Employer and Drug Free Workplace

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