Senior Manager, Commercial Underwriting & RI Solution

ABOUT US:

PolicyStreet Group is a full-stack insurance technology (insurtech) group of companies providing digital insurance solutions to businesses and consumers across Asia and Australia.

The Group operates through multiple entities across its key markets and business lines, including its insurance distribution, embedded insurance, and reinsurance arms. It partners with over 40 insurance and takaful providers globally to deliver employee benefits and group insurance solutions, insurance aggregation services, and digital infrastructure that simplifies insurance.

PolicyStreet Group is backed by leading venture capital firms Altara Ventures and Gobi Partners, as well as sovereign wealth funds Khazanah Nasional Berhad and Cool Japan Fund. The Group serves over 10 million customers with more than US$10 billion in sum insured. It was featured in the Financial Times and Statista's Top 500 High-Growth Companies Asia-Pacific 2026 list and named "Most Disruptive Insurtech in Malaysia" at the Insurance Asia News (IAN) Country Awards for Excellence 2025.

Reports to: Chief Underwriting Officer

You will lead the development and execution of the RI Direct commercial pipeline, from origination and opportunity qualification through proposals, negotiations and closure. You will also manage insurer and reinsurer relationships and source capacity for RI Direct and Partnership opportunities, while developing the Underwriter reporting to you.

WHAT YOU’LL DO:

• Originate and qualify RI Direct opportunities, building a diversified pipeline aligned with business objectives and approved underwriting appetite.
• Own the commercial progression of opportunities, including submissions, proposals, negotiations and closure, subject to required technical and internal approvals.
• Develop and manage relationships with insurers, reinsurers, brokers and other capacity providers across Malaysia and regional markets.
• Identify suitable insurance and reinsurance capacity, establish initial appetite and negotiate commercial placement terms for RI Direct and Partnership opportunities.
• Work closely with Technical Underwriting colleagues to develop proposals supported by appropriate risk assessment, coverage, structures and pricing.
• Coordinate with Partnership on capacity engagement and commercial placement support, with clear ownership of actions and stakeholder communications.
• Maintain an accurate pipeline register covering opportunity value, stage, capacity requirements, next actions and accountable owners.
• Report pipeline progression, conversion, expected contribution, business quality and concentration risks to the CUO, highlighting obstacles and decisions requiring escalation.
• Supervise and coach the Underwriter, establishing clear standards for submissions, documentation, placement tracking and follow-ups.
• Improve commercial workflows and execution discipline while operating within delegated authority and approval requirements.