Underwriter

Description

Steelhead Finance, a subsidiary of People’s Bank of Commerce, is a leader in factoring and financial solutions for businesses seeking to manage and grow their cash flow. Established in 1981, we are located in Medford, OR. Our mission is to provide the best customer service possible to the many clients, customers, and partners we work with on a regular basis. We continue to build an ever-growing team that:

• Delivers top-notch service
• Embraces change
• Pursues personal growth
• Helps build a positive team spirit
• Is passionate and creative

The Underwriter performs a variety of duties to ensure the efficient processing, underwriting, closing, and onboarding of Steelhead Finance business clients. Underwriters work closely with the Business Development Consultants to maximize client acquisition. This position requires excellent customer service skills, accuracy in product output, and the ability to adjust to changing priorities.

Reports to: Underwriting Supervisor

Supervises: None

Requirements

Duties and Responsibilities:

• Ensure prospective clients are underwritten in compliance with company policy and applicable laws and regulations.
• Obtain necessary reporting and documentation to perform a thorough review and analysis of applicants.
• Identify high risk and out of compliance scenarios, effectively communicate areas of concern to the department supervisor, and clearly document those issues and outcomes.
• Create and evaluate client documents for accuracy and completeness.
• Maintain accurate records and status tracking.
• Provide courteous and professional communication, both internally and externally.
• Maintain neatness and thoroughness in performance of assigned duties.
• Attend department and staff meetings as requested.
• Other duties as assigned.

Skills and Abilities required:

• Ability to prioritize and manage multiple priorities/tasks and achieve results according to department priority.
• Ability to assess prospective clients, identify areas of weakness and/or non-compliance, resolve the issue, and/or timely communicate the issue to a supervisor.
• Ability to develop and apply knowledge of contractual and business law, as it pertains to the company’s business services.
• Excellent oral, written and telephone communication skills.

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• Strong analysis, organizational, and time management skills.
• Work within and foster a team environment, while effectively managing own workload.

Education, training, and experience:

• Successful completion of a high school diploma or GED.
• Excellent knowledge of office equipment essential to job performance: ten-key calculator, personal computer.
• Strong knowledge of computer programs: Word, Outlook, and Internet usage.

The above statements are intended to describe the general nature and level or work to be performed. They are not intended to be an all-inclusive listing of all responsibilities, duties and skills required for this position. These job requirements are subject to change to reasonably accommodate qualified disabled individuals.

Those selected must be able to provide proof of legal right to work in this country. Hiring will be subject to criminal history background check, credit check, drug screen and references.

People's Bank of Commerce is an Equal Opportunity Employer of minorities, women, protected veterans, and individuals with disabilities. If you are an individual with a disability and require reasonable accommodation to complete all or part of the application process, please call 541-491-8928 or email [email protected].