International Payments Associate

Location: Lisbon

Time Type: Full-time

OVERALL PURPOSE OF JOB

The International Payments Associate is responsible for independently executing and managing international payment operations, Service Desk, and Cash Management activities.

The role combines solid operational autonomy, analytical capability, and quality ownership, ensuring the correct handling of complex (non STP) transactions, payment investigations, and After sales services in line with established procedures, SLAs, and compliance requirements.

This role is ideal for someone who appreciates working in a dynamic, structured, and regulated environment, has a strong customer mindset, and values collaboration and continuous improvement within a team.

Key Responsibilities

• Execute and monitor international (non‑SEPA) payments (EUR and foreign currency) end to end, including sending to foreign correspondents via SWIFT.
• Perform and/or coordinate controls/checks linked to the completeness of the data and the payment routing
• After Sales support ensuring correct set-up and smooth delivery.
• Manage investigations and service requests on executed transactions (e.g., non‑receipt, anomalies): analyses, gather information, identify root cause, and coordinate resolution.
• Provide advice and support: internal stakeholders on payments and cash management processes with a strong customer focus
• Collaborate cross-functionally with internal teams, intermediaries and banks to ensure efficient delivery and continuous improvement

Soft Skills

• Positive mindset & team spirit (collaborative, supportive)
• Customer focus (puts the customer at the heart of solutions and improvement ideas)
• Clear communication (spoken and written; able to explain complex topics clearly)
• Analytical thinking & problem solving (investigates issues, identifies root causes)
• Attention to detail / accuracy (quality-focused, careful execution)
• Prioritisation & multitasking (manages deadlines, maintains overview under pressure)
• Autonomy / ownership (works independently, takes responsibility for outcomes)
• Learning agility (willingness to learn and build expertise over time)
• Stakeholder management (works effectively with internal/external parties; coordinates resolution)

Qualifications

Education

• Bachelor’s degree (or equivalent) in Finance, Economics, Business Administration, or a related field; or comparable relevant experience

Language

• Proficient in English (B2 level or higher); French and/or Dutch is a plus

Experience

• We are seeking dynamic candidates with a strong willingness to learn
• Previous experience in transaction banking operations, cash management, payments operations, or a comparable environment (such as a bank, corporate treasury, or shared service center) would be considered an advantage, though it is not a mandatory requirement
• Hands-on experience with investigations/service requests (e.g., non-receipt, anomalies, returns) and stakeholder coordination is preferred
• Exposure to compliance controls in payments (AML/sanctions/fraud) is an advantage
• You Must own a valid work permit or EU/Schengen Space Nationality to legally work in Portugal
• You must submit your CV in English 

What We Offer 

• Health insurance
• Life Insurance and Pension Plan Programs
• Free medical services at the office (Physician, Nutritionist, Psychologist)
• Wellness programs
• Flexben Program (Support for Education, Kindergarden, Training, Technology, Health)
• Employee Share Purchase Plan
• Personalized training paths and access to Udemy and Plurisight Plataforms
• Flex-ability program (financial and flexible support for people with disabilities)
• Special banking conditions

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

Visit us at www.accenture.com 

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Acreditamos que ninguém deve ser discriminado por suas diferenças. Todas as decisões de contratação devem ser tomadas sem distinção de idade, raça, credo, cor, religião, sexo, nacionalidade, ascendência, deficiência, condição de veterano militar, orientação sexual, identidade ou expressão de gênero, informação genética, estado civil, cidadania ou qualquer outra condição protegida pela legislação aplicável. Nossa rica diversidade nos torna mais inovadores, competitivos e criativos, o que nos ajuda a atender melhor nossos clientes e nossas comunidades.