Loan Review Analyst

Description

Atlantic Community Bankers Bank (ACBB) is seeking a Loan Review Analyst to join our Shatswell MacLeod team. The Loan Review Analyst supports independent loan review engagements for financial institutions nationwide. 

About ACBB:

Embark on an exciting journey with Atlantic Community Bankers Bank (ACBB), where we're shaping the future of community banking! At ACBB, our people are at the heart of everything we do. We take pride in offering dynamic correspondent services, including loan participations, Fed Funds transactions, compliance services, settlement solutions, and more—all without competing with our customer banks. Join our passionate team, where employees are trusted, supported, and encouraged to grow, and help us deliver innovative solutions to community banks and financial institutions nationwide. 

What You’ll Do:

The Loan Review Analyst (Commercial Credit & Risk Management) role partners with management, review staff, and clients to evaluate commercial loan portfolios, assess underwriting quality, validate risk ratings, ensure regulatory compliance, and support the successful completion of loan review engagements. The position contributes to the delivery of high-quality loan review reports while helping financial institutions strengthen credit quality, risk management practices, and portfolio performance.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

1. Credit Risk Assessment & Loan Review

     · Perform independent reviews of commercial loan portfolios.

     · Evaluate credit quality, underwriting practices, risk ratings, covenant compliance, and policy adherence.

     · Complete assigned fieldwork, commercial credit analysis, and financial statement review activities.

     · Document findings, conclusions, and recommendations in accordance with established loan review methodologies.

     · Identify and communicate credit risk concerns, emerging portfolio trends, and opportunities for portfolio improvement.

2. Engagement Management & Client Delivery

     · Support proposal, engagement setup, renewal, and post-review activities.

     · Coordinate client documentation requests and communications throughout the loan review process.

     · Track outstanding items and ensure timely completion of engagement milestones.

     · Assist in preparing loan review reports, risk assessments, and client deliverables.

     · Collaborate with clients and internal stakeholders to support successful engagement outcomes.

3. Quality Assurance & Review Oversight

     · Review loan review staff workpapers and fieldwork for accuracy, consistency, and completeness.

     · Consolidate review results and supporting documentation.

     · Ensure adherence to loan review methodologies, regulatory expectations, and quality standards.

     · Support the delivery of accurate, thorough, and high-quality loan review reports.

4. Operational Excellence & Continuous Improvement

     · Manage recurring operational responsibilities and competing priorities in a fast-paced environment.

     · Utilize systems, reporting tools, and technology to support workflow efficiency.

     · Partner with management and team members to improve processes and service delivery.

     · Identify opportunities to enhance productivity, reporting quality, and loan review effectiveness. 

Requirements

Basic Qualifications/Skills:

Education: Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field, or an equivalent combination of education and relevant banking experience.

Experience & Skills:

• 3+ years of banking experience in loan review, commercial lending, credit analysis, credit risk management, credit administration, or a related area.
• Strong knowledge of commercial lending, underwriting, financial statement analysis, risk ratings, and banking regulations.
• Experience reviewing commercial loan portfolios and preparing or contributing to loan review reports and credit risk assessments preferred.
• Proficiency in Microsoft Office Suite, including Excel, Word, and Outlook.
• Excellent analytical, organizational, communication, and time management skills.
• Ability to manage multiple priorities in a fast-paced environment and leverage technology to improve efficiency.

Why Join Us:

• Competitive compensation package
• Comprehensive benefits package
• 401(K) with employer match
• Generous Paid Time Off (PTO) policy 
• Tuition reimbursement
• Birthday holiday and additional unique benefits
• Employee Assistance Program
• Performance bonus opportunities

Pay Range: $72,000 to $77,000 annually

Compensation is commensurate with experience and qualifications.

ACBB is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic.