- Location
- United States · NY - New York City
- Seniority
- Senior
Description
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The Role
The First Line of Defense (1LOD) Business Controls Testing (BCT) team executes independent, evidence-based control testing to evaluate the design and operating effectiveness of SoFi’s internal controls across in-scope business processes.
As a Business Controls Testing Senior Analyst, you will independently plan and execute complex control reviews, partner with business and control owners, and communicate clear, well-supported results. You will apply sound risk judgment to identify control gaps, evaluate potential impacts, and drive timely resolution activities. This role requires a strong command of control testing methodology, the ability to navigate ambiguity, and an effective, solutions-oriented approach to stakeholder management.
What You’ll Do
- Execute design effectiveness and operating effectiveness testing, including transactional testing, in accordance with the 1LOD BCT Playbook, procedures, and applicable policies.
- Lead control-owner engagement throughout the testing lifecycle, including walkthroughs, test-script development, evidence requests, status updates, and results discussions.
- Assess processes, risks, controls, data, and documentation to identify weaknesses, gaps, or vulnerabilities; determine whether controls are appropriately designed and operating effectively.
- Produce complete, accurate, and timely workpapers, testing reports, findings, and supporting documentation in required trackers and systems of record, including AuditBoard.
- Clearly articulate testing results, risk implications, and recommended actions to control owners, business partners, management, and other stakeholders.
- Drive accountability for timely evidence submission, issue remediation, and follow-up activities; perform validation or re-performance testing, as needed.
- Partner with issue management and control owners to support the development of actionable remediation plans, milestones, owners, and timelines for identified control failures.
- Exercise judgment in resolving diverse and complex testing issues; proactively identify roadblocks, communicate risks and downstream implications, and propose practical, principle-based solutions.
- Maintain productive relationships across product, process, and control-owner teams, as well as 1LOD Risk & Business Controls and Enterprise Risk Management partners.
- Conduct peer quality-assurance reviews, provide constructive feedback, and contribute to consistent application of BCT methodology and documentation standards.
- Support onboarding, training, cross-training, and knowledge sharing for team members.
- Contribute to cross-functional initiatives and continuous-improvement efforts that strengthen testing processes, reporting, and the overall control environment.
What You’ll Need
- 5+ years of relevant experience in risk management, internal controls, control testing, audit, quality assurance, compliance, or a related field; experience in financial services, banking, fintech, or another regulated environment is strongly preferred.
- Demonstrated experience executing control design and operating effectiveness testing, including writing or using test scripts, performing transactional testing, assessing evidence, and documenting results.
- Strong understanding of operational risk management, internal controls, control design, issue remediation, and control-testing methodologies.
- Ability to independently manage a portfolio of testing activities, prioritize competing deadlines, and provide proactive status updates and timely escalations.
- Strong analytical and problem-solving skills, including the ability to use data to assess risk, reach evidence-based conclusions, and recommend pragmatic solutions.
- Excellent written and verbal communication skills, with the ability to distill complex control and risk concepts for varied audiences and facilitate productive stakeholder discussions.
- Proven ability to build trust, influence without direct authority, and drive shared accountability in a cross-functional, matrixed environment.
- High attention to detail, sound judgment, intellectual curiosity, and a continuous-improvement mindset.
- Proficiency with Microsoft Office and Google Workspace, particularly Excel/Google Sheets; experience with GRC platforms such as ServiceNow/AuditBoard is preferred.
- Bachelor’s degree or equivalent practical experience.
Preferred Qualifications
- Experience in a first-line risk and controls, operational risk, internal audit, or second-line risk function.
- Experience supporting risk and control self-assessments (RCSAs), issue management, remediation validation, or regulatory/exam readiness.
- Experience testing and deep understanding of technical/ITGC/InfoSec related controls.
- Professional certification or progress toward certification, such as CIA, CISA, CRCM, CRCM, CPA, or equivalent.