Outside Loan Officer

F5 Mortgage is hiring experienced Outside Loan Officers (remote) to originate residential mortgages independently on the F5 platform. We are a producer-led wholesale brokerage built around a custom, AI-first tech stack: F5 Command (in-house CRM, LOS, POS, marketing automation, refi finder, and AI assistant), with direct integrations to Pylon (Citi wholesale rails), UWM, and 30+ other wholesale lenders. One login. One database. No tab juggling, no Frankenstein integrations, no "let me check with the broker."

You run your own pipeline and your own book. F5 provides the platform, the lenders, the loan coordinator on every file, and the support, but the originating is yours. Two simple plans, your choice: F5 Pro ($795 / file + $199 / month) or F5 Flex ($1,495 / file, $0 monthly, no commitment). No splits, no comp tier games, no monthly clawbacks, no hidden margin in your borrower's rate.

F5 Pro adds free unlimited credit pulls (hard + soft), your branded LO site at yourname.f5mortgage.com (LO profile, live rate engine, lead capture, LE analyzer), full marketing automation, the refi finder, Roam virtual HQ live support, an 80% take-home floor on Lender-Paid Comp files, and clean downline overrides ($400 per loan on every direct L1 recruit, $100 on every L2). No vesting, no clawbacks, no production minimums, no sunset.

We are licensed in 10 states today: CA, CO, FL, GA, MI, OH, PA, SC, TX, VA, and adding more. Onboarding is two days of F5 work, then you go live the moment your state regulator clears the sponsorship transfer (typically 1-5 business days). Average close is ~21 days. Founded and led by a producing LO (Ryan McCallister, Founder & CEO) who is still in the LO seat next to you, working real files. The platform is the product, and it gets better every week.

This role is for licensed LOs who are tired of clunky 2015-era tech, surprise paycheck deductions, comp clawbacks, and a CEO who has not closed a loan in a decade. If you are ready to run independently on the best stack in the channel, with raw wholesale pricing, free credit, an AI-native CRM, and clean comp, we want to talk.