Financial Settlement Accountant

Job Description:

CSI is seeking a detail-oriented and analytical Financial Settlement Accountant to join our growing team. This role plays a critical part in ensuring daily settlement activities are accurately reconciled across sponsor banking programs while supporting broader accounting and financial operations functions.  The ideal candidate will possess strong reconciliation and investigative skills, enjoy solving complex financial discrepancies, and thrive in a collaborative environment where they work closely with banks, production support teams, engineering teams, and business stakeholders.

If you have experience in banking, payments, financial operations, treasury, settlement processing, or accounting, we'd love to hear from you.

What You'll Do

Settlement & Financial Operations

• Own daily settlement review and reconciliation processes across multiple banking partners.

• Review settlement files and validate bank-reported activity against internal ledger transactions.

• Perform detailed reconciliation and variance analysis to ensure accuracy of financial activity.

• Review and validate NACHA files and settlement transactions.

• Investigate payment discrepancies and identify root causes of settlement variances.

• Escalate issues appropriately and collaborate with internal teams to resolve exceptions.

• Coordinate manual money movements and settlement adjustments when operational corrections are required.

• Serve as a key operational checkpoint prior to external file release and settlement processing.

• Communicate settlement status, reconciliation results, and exception findings to stakeholders.

Accounting & Reconciliation

• Prepare account reconciliations and supporting documentation.

• Assist with monthly close activities, journal entries, and account analysis.

• Support balance sheet reconciliation processes.

• Maintain accurate financial records and documentation.

• Ensure compliance with established accounting policies and procedures.

• Participate in audits and provide supporting documentation as needed.

Collaboration & Process Improvement

• Partner with internal teams including Accounting, Production Support, Engineering, Data, and Operations.

• Work directly with banking partners and third-party vendors regarding settlement and reporting activities.

• Identify opportunities to improve processes, controls, automation, and operational efficiency.

• Assist with backup coverage and cross-functional financial operations responsibilities.

What You'll Bring

Required Qualifications

• Bachelor's degree in Accounting, Finance, Business, or equivalent combination of education and experience.

• 3+ years of accounting, financial operations, reconciliation, treasury, banking, payments, or related experience.

• Strong experience performing reconciliations and variance analysis.

• Experience investigating financial discrepancies and resolving exceptions.

• Intermediate to advanced Excel skills including pivot tables, formulas, and data analysis.

• Strong attention to detail and accuracy.

• Excellent communication and collaboration skills.

Preferred Qualifications

• Banking, FinTech, payment processing, ACH, NACHA, card processing, or settlement experience.

• Experience working directly with financial institutions or sponsor banks.

• Exposure to financial operations, treasury management, or payment operations.

• Experience with Power BI or financial reporting tools.

• Familiarity with SQL, data analysis, or reporting platforms.

• Experience using modern productivity and AI tools such as Copilot, ChatGPT, or similar technologies.

Success in This Role

Successful candidates will:

• Consistently deliver accurate reconciliations and settlement reviews.

• Quickly identify and resolve payment or settlement discrepancies.

• Build strong relationships with internal teams and banking partners.

• Maintain high levels of accuracy while managing daily operational deadlines.

• Contribute process improvements that increase efficiency and reduce risk.

As a forward-thinking software provider, Computer Services, Inc. (CSI) helps community and regional financial institutions solve their customers’ needs through open and flexible technologies. In addition to its award-winning core banking platform, these include the latest in lending, digital banking, payments, financial crime prevention and cybersecurity. Building on its 60-year track record of personalized service, CSI is shaping the future of banking and empowering its customers to rival their competition. For more information about CSI, visit www.csiweb.com 

CSI provides rewarding and challenging career opportunities for our employees. When determining your pay, we consider various factors such as your skills, qualifications, experience and location. Along with a competitive salary, this position includes eligibility for incentive awards based on both individual and business performance. We also offer a comprehensive range of benefits. To learn more about our benefits, visit: Benefits Summary

CSI is an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, physical and mental disability, marital status, veteran status, or any other characteristic protected by applicable law. If you need an accommodation during the recruitment process, please email us at [email protected] and we will work with you to meet your accessibility needs.

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Visa Sponsorship: We are unable to offer visa sponsorship for this position. Applicants must be authorized to work in the United States without the need for sponsorship now or in the future.