- Salary
- $69k – $197k
- Location
- Des Moines, IA, US · Minneapolis, MN, US · West Des Moines, IA, US
- Type
- Full-time
- Seniority
- Mid
- Closing date
- Today
- Source
- iCIMS
Description
Description
We are seeking an experienced Middle Market Senior Underwriter to underwrite commercial property & casualty risks in the middle market segment. As an individual contributor, you will make analytical, data-driven underwriting decisions within delegated authority, with limited guidance from leadership. You will evaluate and price moderately complex to complex accounts (including high individual line sizes and unusual exposures in parts of North America), manage broker and client relationships, and help shape product and portfolio strategy for your line of business.
To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents, so remote hires outside the designated territory cannot be accommodated.
Key Responsibilities
- Underwrite middle market commercial accounts within assigned authority by assessing submissions, reviewing coverage terms, exposures, loss history, financials, and supporting information to determine accept/decline, terms, and pricing.
- Make independent, data-driven decisions on risk selection and pricing consistent with underwriting appetite and profitability objectives.
- Coordinate referrals for accounts above individual authority or that require specialized support.
- Manage a portfolio of brokers, agents, and insureds:
- Maintain and grow relationships with producing brokers and agents; act as a visible Liberty representative in the market.
- Develop targeted broker strategies to source profitable middle market business and expand market share.
- Provide timely, clear responses to brokers and clients; negotiate coverage and terms while protecting portfolio profitability.
- Underwrite higher-limit, complex, or unusual submissions typical to middle market clients (specialty exposures, large single-location risks, multi-location schedules, or industry-specific hazards).
- Engage internal partners (Claims, Actuarial, Risk Control, Legal) to structure appropriate terms and risk mitigation plans.
- Mentor and coach junior underwriters and new hires on middle market underwriting practices, decision-making, and Liberty processes
